banks in alabama and georgia


This does limit customers physical access to the bank, especially when traveling out of state. For each qualification cycle, you will need to make at least 10 transactions with your debit card, have at least one direct deposit or ACH automatic payment post and clear and receive your monthly statement electronically. googletag.enableServices(); adviser representatives (RIA/IARs) that have elected to participate in our matching platform based on Do not send any personal details such as account numbers, Social Security numbers, or other private data via email to anyone nor to Southern States Bank using email. // PC -- consultants requested disabling single-request mode There is a slight monthly service fee of $7.50. Introducing, MyCardRules! Each student will need a parent or guardian co-owner with their own Chase checking account. Further perks of the Renasant Bank Rewards Checking account include a medium-level opening balance of $50, up to $25 in ATM fee refunds, a debit MasterCard and unlimited check writing. information gathered from users through our online questionnaire. A major concern of many online bankers is how readily available cash withdrawals will be without the luxury of branch locations. SmartAsset does not review the ongoing However, you can get these fees waived entirely by meeting certain requirements, like maintaining a minimum balance. SunTrust Bank offers Georgia customers the second-most physical locations and ATMs. (function(w,d,s,l,i){w[l]=w[l]||[];w[l].push({'gtm.start': As their names suggest, neither of these accounts charge a monthly maintenance fee. That way, too, you can keep your bank accounts in one place for even more convenience. More specifically, the Ally savings account comes with a 1.25% APY, while its checking account earns a 0.25% APY for accounts with a minimum daily balance over $15,000 and a 0.10% APY for accounts beneath that number. blueshift.pageload(); Youll want to take advantage of the fee-free ATM deal, since most banks charge a small fee of around $2.50 when you use an ATM outside of its network. The bank has 156 branches throughout four states: Georgia, North Carolina, South Carolina and Tennessee. If you receive ANY emails that appear to be from Southern States Bank about your account(s) and inquiring you to take action please alert us immediately by calling us at one of our branch locations, more than likely you have received what is known as a Phishing email and it potentially could be a harmful email not from Southern States Bank. })(); waters susan chazzcreations cemetery ga mary history county nc deloach elizabeth site carolina calvin henry william 1822 1880 john allen You can, however, work toward earning at a bonus rate, usually by linking accounts together. Ameris also provides tips on credit cards, budgets, debt and college spending. advice regarding specific investments. //dwh.track("startup", { url: location.href, ref: document.referrer }); SmartAsset analyzed the top 20 banks in Georgia based on the number of bank branches. //googletag.pubads().enableSingleRequest(); Still, that rate beats the national average savings rate. You can also visit 48 Ameris Bank branches in Georgia to speak with a representative in person. Then when you need to visit a representative in person, Georgians have over 275 Wells Fargo branches to choose from. Despite their convenience, big banks arent known for offering high-earning interest rates. You do have to open the account with at least $50, which is an average to low amount compared to other banks. There are certain qualifications you need to meet to earn at this high rate.

CIT Bank is undoubtedly savings-centric. United Community Bank also claims that it has earned an average customer satisfaction rating of 98% from Customer Service Profiles. With small beginnings in Mississippi, Renasant Bank now boasts one of the highest-earning checking accounts weve seen. 'https:' : 'http:') + linkPreloader.parentNode.removeChild(linkPreloader); }; There are no monthly fees associated with either of these accounts, nor does Ally institute minimum opening deposits. However, you can easily waive this by signing up for eStatements or maintaining a daily account balance of at least $500. Say hello to cashback accounts, no ATM fees, mobile banking with check deposits, and much more! In addition to the Savings Builder account, you can opt for the Premier High-Yield Savings account, the Money Market account and a selection of term CDs, jumbo CDs, no-penalty CDs and CITs proprietary RampUp CDs.

The Direct Free Interest Checking even earns interest at a 0.05% APY.

The APY of 1.51% applies to balances up to $25,000. We do not manage client funds or hold custody of assets, we help users connect with relevant financial advisors.

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If you fail to meet the given requirements, your balance, no matter the amount, will earn at a 0.03% APY. gads.type = 'text/javascript'; var DWH_COOKIE="WXwrDqIe61kCRXQjqmjsJDfR7wT8mlb4ZbyczDyFnqVRP0CMwGhL2yZBSpkyTnyS"; //dwh.setDebug(true); // DWH (8/20/2018) - default If your account reaches higher than this amount, youll earn at a 0.30% APY instead, given you still meet the requirements. dwh.setPermanentId("WXwrDqIe61kCRXQjqmjsJDfR7wT8mlb4ZbyczDyFnqVRP0CMwGhL2yZBSpkyTnyS"); googletag.cmd.push(function() { Youre going to want a bank that makes managing your money as hassle-free as possible, especially when you head off to college.

Open a Southern Rewards account today and earn cash back on the things you were going to buy anyway! You could receive up to $26,000 per eligible employee.*. Save more with these rates that beat the National Average. Plus, with online and mobile banking availability, you can access your accounts no matter where you are. For both Personal and Business Use. The existence of a fiduciary duty does not prevent the rise of potential conflicts of interest.

if(blueshift.constructor===Array){(function(){var b=document.createElement("script");b.type="text/javascript",b.async=!0,b.src=("https:"===document.location.protocol? When looking for thebest free checking account, you wont have to look any further than Ameris Banks Totally Free Checking and Direct Free Interest Checking accounts. Then once you have an account, you can easily access it through the banks website, mobile services and unlimited check-writing abilities. Youll often have to meet a minimum balance or transaction amount in order to avoid the monthly fee. The qualification cycle starts three business days before the beginning of your statement cycle and ends three business days before the end of your statement cycle. services are limited to referring users to third party registered investment advisers and/or investment However, the bank will provide its student customers with an Access Checking account with free eStatements. window._blueshiftid=window.BLUESHIFT_ID;window.blueshift=window.blueshift||[];if(blueshift.constructor===Array){blueshift.load=function(){var d=function(a){return function(){blueshift.push([a].concat(Array.prototype.slice.call(arguments,0)))}},e=["config","identify","track","click","pageload","capture","retarget","live"];for(var f=0;f
// PC -- consultants requested enabling initial load new Date().getTime(),event:'gtm.js'});var f=d.getElementsByTagName(s)[0], gads.async = true; This is for students from 13 to 17 years old. All Rights Reserved.

The best banks in Georgia are those that combine accessibility and affordability when it comes to account minimums, fees and competitive interest rates on accounts. Chase Bank offers a solid option for students no matter where youre going to school. '//www.googletagservices.com/tag/js/gpt.js'; Ally has done about as much as it can to solve this problem, as its become part of the Allpoint ATM network. Consider the following banks in your area. var googletag = googletag || {};

There are no guarantees that working with an adviser will yield positive returns. This rate significantly outperforms most of its big bank and credit union competitors for both savings and checking accounts. If youre willing to explore what an online bank can offer, Ally Bank is a great place to start. Allpoint runs 55,000 domestic and international ATMs that Ally customers can visit 24/7 for free. gads.src = (useSSL ? This makes accessing your money both at home and at school a piece of cake. Southern States Bank customers can use their phones to initiate routine transactions anytime, from anywhere. !window.ActiveXObject&&new ActiveXObject("Microsoft.XMLHTTP"));if(navigator.sendBeacon)return n=null,void navigator.sendBeacon(e,i);if(window.XDomainRequest){var c=new XDomainRequest;c&&(c.onprogress=function(){},c.ontimeout=function(){n=null},c.onload=function(){n=null,t(c.responseText)},c.open("POST",e,r),c.contentType="application/x-www-form-urlencoded",c.send(i))}else{if(a){var u=a;u.onreadystatechange=(d=function(e){4==a.readyState&&(n=null,t(a.responseText))},s=this,function(){return d.apply(s,[s])}),u.open("POST",e,r),u.send(i)}var d,s}},o=function(n,e){var t=[];for(var r in n)if(n.hasOwnProperty(r)){var i=e?e+"["+r+"]":r,a=n[r];t.push("object"==typeof a?o(a,i):encodeURIComponent(i)+"="+encodeURIComponent(a))}return t.join("&")},r=function(n){for(var e="",t="ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789",o=0;o
With these criteria in mind, SmartAsset found the best banks in the Peach State. var dwh_source = "site"; var gads = document.createElement('script'); It is still worth noting that the bank offers higher rates than its big bank counterparts, like Wells Fargo. Certainly when you enter the banks website, it immediately brands itself as The Right Partner to help you manage your money and achieve your savings goals. In a recent customer satisfaction survey, United Community Bank was voted the best for overall satisfaction in all of the Southeast. From five different checking accounts to a simple savings account to a five-year CD, the bank gives you a number of options to tailor your banking experience to your financial situation. dwh.setSessionId("eLdR7ISKAmVmfMcZmY2FsUC0"); SunTrust offers a wide variety of bank accounts, including a basic savings account, IRAs, four checking accounts, five CD terms and money market accounts.

Youll have your pick of bank accounts with United Community Bank. 2022 Southern States Bank. "https:":"http:")+"//cdn.getblueshift.com/blueshift.js";var c=document.getElementsByTagName("script")[0];c.parentNode.insertBefore(b,c);})()}. Zelle, a peer-to-peer money transfer program like Venmo, is partnered with Ally to provide speedy payments to friends and family. The Rewards Checking account offers its customers the opportunity to earn at a 1.51% APY. }); This includes two savings accounts, three CD types, five checking account options and IRAs. This is not an offer to buy or sell any security or interest. var useSSL = 'https:' == document.location.protocol;

The interest rates that come with a SunTrust bank account are pretty standard for a bank of this size. These options paired with the ease of online and mobile banking make banking with Wells Fargo a great option. (e+=String.fromCharCode(o>>6|192),e+=String.fromCharCode(63&o|128)):(e+=String.fromCharCode(o>>12|224),e+=String.fromCharCode(o>>6&63|128),e+=String.fromCharCode(63&o|128))}return e}},t=function(e,t,o,r){"boolean"!=typeof r&&(r=!0);var i=arguments[2]||"",a=(t=t,e=e,window.XMLHttpRequest?new XMLHttpRequest:! Customers can view their account balances and transaction history, view account alerts, initiate account transfers and pay bills. googletag.pubads().enableLazyLoad(); Unfortunately, we are currently unable to find savings account that fit your criteria. As a smaller bank, Ameris Bank offers Georgians around 48 branches, with more branches in Florida. (function() { Wells Fargo offers a number of bank accounts. You can also waive the fee with a direct deposit or an average ending balance of at least $5,000 in each statement cycle. The CIT Bank Savings Builder account offers ample savings capabilities, headlined by a high-end 0.70% APY. Didn't find the best bank for you? Although Allys branchless nature would definitely be a change for traditional banking customers, the bank can help make your transition smooth with highly-rated mobile and online experiences. Most of these accounts do have monthly maintenance fees, ranging from $3 to $25, depending on the account. We considered each banks account offerings, fees, minimum requirements and interest rates when determining the best individual accounts.

All investing involves risk, including Chase allows students to waive the Chase College Checking monthly account fee for five years while in school. Telephone Banking: 1-855-999-7727 | Lost or Stolen Debit Card: 1-888-297-3416. Working with an adviser may come with potential downsides such as payment of fees Check out our locations to find a Branch near you! This field is for validation purposes and should be left unchanged. Chase boasts 16,000 ATMs and 5,100 branches plus the added convenience of excellent mobile and online banking interfaces. 'https://www.googletagmanager.com/gtm.js?id='+i+dl;f.parentNode.insertBefore(j,f);

Luckily for Ameris Bank customers, there is no such fee. registered with the U.S. Securities and Exchange Commission as an investment adviser. Chase also has a checking account for high school students, Chase High School Checking. This is slightly higher than a typical $25 opening deposit. Each account includes free Visa Check Cards, eStatements, ATM usage and check card text alerts. You do have the opportunity to earn at higher rates with certain accounts when you have higher balances. The banks customer base is apparently happy with this app, as it holds a combined rating of 3.85 stars out of 5.

NMLS# 410611. Luckily, these requirements should be easy to meet if you plan to use this account as your main checking account. //googletag.pubads().disableInitialLoad(); When you download CITs Apple or Android mobile app, youll get to deposit checks remotely, initiate in-house account transfers and read through your account statements in digital form.

googletag.cmd = googletag.cmd || []; However the bank has locations in only 11 states and the District of Columbia. Personal Checking Personal Lending Personal Savings Reorder Checks Access Credit Card, Business Checking Business Lending Business Savings Access Credit Card, Financial Calculator Mortgage Identity Theft Prevention Secure Online Banking Tips Money Management Tips, News Investor Relations Holiday Schedule Overdraft Q&A Privacy Policy Customer Awareness Cyber Security, 2022 Southern States Bank. This Georgia-based bank provides checking, savings, credit card and account access resources to help you manage your money wherever you are. Not quite ready for college? The FREE app that puts you in control of your spending. SmartAssets Queensborough National Bank & Trust Company, Best National Bank With Branches in Georgia, Widespread access to physical branches, online and mobile banking, One checking account option earns interest, Thousands of locations around the world, benefitting out-of-state students, Those comfortable with online and mobile banking, Thousands of branches and ATMs across the country, Some other banks offer higher interest rates, The majority of accounts have monthly fees, Customers who want the convenience of online, mobile and in-person banking, Limited locations not favorable for travelers, Customers who appreciate thorough customer service and a variety of available accounts, Must make $100 in monthly deposits or maintain a balance of at least $25,000 to earn top APY, Those who already have a large savings balance or can contribute frequently, Georgia and Florida residents looking for affordable accounts, Physical locations limited to four Southern states, Residents of Georgia, North Carolina, South Carolina and Tennessee looking for excellent customer service and in-person banking, Physical locations limited to Georgia and Florida, not ideal for out-of-state travelers, Although waivable, accounts charge monthly fees, Physical locations limited to five Southern states, Residents of Georgia, Mississippi, Alabama, Tennessee and Florida who want a high-earning checking account, Customers who want the convenience of working with a big bank and don't mind lower interest rates. Without the reach of a big bank like Chase, Ameris Bank offers locations and ATMs in Georgia, Alabama, Florida and South Carolina.

You will still have online and mobile banking at your disposal, though. performance of any RIA/IAR, participate in the management of any users account by an RIA/IAR or provide The app lets you deposit checks on the go, find fee-free ATMs, view account balances and transaction histories and more. //dwh.register(); SmartAsset Advisors, LLC ("SmartAsset"), a wholly owned subsidiary of Financial Insight Technology, is node.parentNode.insertBefore(gads, node); However, youll get to benefit from the lack of fees and minimums after opening. blueshift.load(); It is against our Banks policy to email you about account details. If youre not in school, you can still avoid the fee with a direct deposit made to the account each statement cycle or an average ending day balance of at least $5,000. j=d.createElement(s),dl=l!='dataLayer'? Monthly service fees range from $3 to $30, depending on the exact account, with a number of ways to waive the fee. A 0.34% APY awaits any customers that miss these conditions. Allys Online Savings Account and Interest Checking Account make a great combination for anyone looking for strong interest-earning potential.

These rates are competitive, ranging from 0.15% to 0.30% and outperforming big-name banks and local counterparts. Ameris Banks Personal Savings Account earns interest according to balance tiers, with higher balances earning higher rates. To open an account, you need to make a minimum deposit of $100. If youre nowhere near an Allpoint ATM but need cash, Ally will reimburse up to $10 in out-of-network ATM charges per statement cycle. Whether youre saving toward a new home or beefing up your emergency fund, Ameris Bank has a savings account for you. Please change your search criteria and try again. If youre looking for a more home-grown bank, Ameris Bank offers its Student Banking Solutions. var node = document.getElementsByTagName('script')[0]; With locations covering Alabama and Georgia, Southern States Bank is sure to have a branch that fits your needs. All Rights Reserved. function hideMainPreloader() { googletag.pubads().collapseEmptyDivs(true);

Plus, as a big bank, youll have access to physical locations across the country and even around the world. We selected the banks with the most branches as the best national and best regional banks. loss of principal. Click below to apply!

window.dwh=window.dwh||function(){var n=null,e={_keyStr:"ABCDEFGHIJKLMNOPQRSTUVWXYZabcdefghijklmnopqrstuvwxyz0123456789+/=",encode:function(n){var t,o,r,i,a,c,u,d="",s=0;for(n=e._utf8_encode(n);s>2,a=(3&t)<<4|(o=n.charCodeAt(s++))>>4,c=(15&o)<<2|(r=n.charCodeAt(s++))>>6,u=63&r,isNaN(o)?c=u=64:isNaN(r)&&(u=64),d=d+this._keyStr.charAt(i)+this._keyStr.charAt(a)+this._keyStr.charAt(c)+this._keyStr.charAt(u);return d},_utf8_encode:function(n){n=n.replace(/\r\n/g,"\n");for(var e="",t=0;t127&&o<2048? Higher balances (think over $100,000) can also get you more favorable rates. var linkPreloader = document.getElementById('preload-css'); Between the Apple and Android app stores, the Ally banking app has steadily maintained a 4.35-star rating out of 5. })(window,document,'script','dataLayer','GTM-KLVHB3'); Accessing your bank account with an ATM has never been easier with Wells Fargos 725+ ATMs in Georgia alone. There are 65 locations in Georgia alone, and some branches are open on Saturdays. Once the student turns 19, the account will convert to a Chase Total Checking. The ability to take care of your account management needs through your phone or computer is more important than ever, and CIT has taken notice. Please be advised email is NOT A SECURE method contact. (which will reduce returns).



As long as these accounts are linked, the student can avoid the monthly service fee. There is a $12 monthly maintenance fee, although you can avoid it with a minimum daily balance of $200. To open an account, you will need to deposit at least $50.