Hopefully the generated list of words for "term" above suit your needs. What are common credit report errors that I should look for on my credit report. If you're new to seeing this, it's most likely because you applied for credit within the last two years whether it was for a new credit card or a loan. Learn more about credit scores. Roget's 21st Century Thesaurus, Third Edition Copyright 2013 by the Philip Lief Group. You may have once pulled your credit reportand noticed something called a "hard inquiry.". Hard inquiries aren't bad to have even if they may cause a slight temporary dip in your credit scores but it can be good practice to know how to minimize the number of inquiries on your credit report.
It's important to establish a credit history, just make sure you don't raise a red flag to issuers by applying for many credit cards all at once and racking up a bunch of hard inquiries.
It can bounce back in a few months if you use your card responsibly. This information may include links or references to third-party resources or content. The way Reverse Dictionary works is pretty simple. Applying for a credit card, car loan, or other type of loan also results in an inquiry that can lower your score, so try to avoid applying for these other types of credit right before getting a mortgage or during the mortgage process. hbbd```b``6+@$Sdf` u.]f3I0"u&XDM@d 6!j;e`@C9#^#30>{
` x
297 0 obj
<>
endobj
As you've probably noticed, words for "term" are listed above. The newly launched mobile application makes it easy for individuals to access to, A plaintiff who said he contacted Dish merely to comparison shop for TV plans sufficiently alleged a consumer-protection claim against the company, arising from an inquiry that appeared on his, This week we're going to look at what you can do if you don't like the information that appears in your, All civil action and tax lien data have been removed from, This requirement is intended to give the person an opportunity to notify the employer if the, When you, say, want a new credit card or a home loan, the bank has to first verify whether you have paid your bills on time in the past, and so it asks those agencies for a, I believe it's worth mentioning as well here that far too few Americans are taking advantage of the fact that they can check their, Credit Data Solutions said that the acquisition of this credit reseller offering mortgage, business and consumer, According to a recent report by Consumer Union, about one in five, or an estimated 40 million consumers, had an error on one of their, The UAE's Al Etihad Credit Bureau provides. We do not endorse the third-party or guarantee the accuracy of this third-party information. All content on this website, including dictionary, thesaurus, literature, geography, and other reference data is for informational purposes only. 'All Intensive Purposes' or 'All Intents and Purposes'. HAS? 
Accessed 21 Jul. The impact of an additional inquiry is small, while shopping around for the best deal can save you a lot of money in the long run.
The definitions are sourced from the famous and open-source WordNet database, so a huge thanks to the many contributors for creating such an awesome free resource. There is still lots of work to be done to get this slang thesaurus to give consistently good results, but I think it's at the stage where it could be useful to people, which is why I released it. Subscribe to America's largest dictionary and get thousands more definitions and advanced searchad free! Note that due to the nature of the algorithm, some results returned by your query may only be concepts, ideas or words that are related to "term" (perhaps tenuously). This information should not be considered complete, up to date, and is not intended to be used in place of a visit, consultation, or advice of a legal, medical, or any other professional. Some common synonyms of credit are belief, credence, and faith. Or you might try boyfriend or girlfriend to get words that can mean either one of these (e.g. Compared to a soft inquiry (or "soft pull") which doesn't pull your credit report a hard inquiry can actually ding your credit score a few points, regardless if you end up being approved or denied for the credit card or loan. When you check your own credit whether you're getting a credit report or a credit scoreit's handled differently by the credit reporting agencies and does not affect your credit score. For example, if you see a hard inquiry listed on your credit report but it was from over a year ago, it wouldn't influence your credit score or deduct any points from it. We've built tools to help you understand the mortgage process and compare options.Visit our "Buying a House" guide. This reverse dictionary allows you to search for words by their definition. Credit. Merriam-Webster.com Thesaurus, Merriam-Webster, https://www.merriam-webster.com/thesaurus/credit. So this project, Reverse Dictionary, is meant to go hand-in-hand with Related Words to act as a word-finding and brainstorming toolset. It acts a lot like a thesaurus except that it allows you to search with a definition, rather than a single word. While all these words mean "assent to the truth of something offered for acceptance," credit may imply assent on grounds other than direct proof. 2022 Reverso-Softissimo. When you apply for a credit card or any other type of loan (a mortgage, auto loan), you give the issuer or lender permission to check your credit report to assess your "creditworthiness." The use of this website means that you accept the confidentiality regulations and the conditions of service. require applicants to pay a. Marcia Stewart, Ralph Warner, Janet Portman. The Urban Thesaurus was created by indexing millions of different slang terms which are defined on sites like Urban Dictionary. :y5 ", Inquiries tell other creditors that you are thinking of taking on new debt. The impact on your credit is the same no matter how many lenders you consult, as long as the last credit check is within 45 days of the first credit check. Nglish: Translation of credit for Spanish Speakers, Britannica English: Translation of credit for Arabic Speakers, Britannica.com: Encyclopedia article about credit. Finally, landlords cannot charge any screening or, What happens when it is complete? Bikini, bourbon, and badminton were places first. A daily challenge for crossword fanatics.
Urban Thesaurus crawls the web and collects millions of different slang terms, many of which come from UD and turn out to be really terrible and insensitive (this is the nature of urban slang, I suppose). Please also note that due to the nature of the internet (and especially UD), there will often be many terrible and offensive terms in the results. How does it rejoin the process you are The content on this page provides general consumer information. Sign up for the latest financial tips and information right to your inbox. The meanings of belief and credit largely overlap; however, belief may or may not imply certitude in the believer. These indexes are then used to find usage correlations between slang terms. Lenders may also look at your credit if youask for acredit limit increase. Please be patient! But they play a big part when it comes to credit card issuers and lenders assessing your potential risk. :). But don't let that prevent you from applying for credit. (EP. In essence, your potential lender is looking to see how likely you are to pay back the money you borrowed. This is because other creditors realize that you are only going to buy one home. If you have a healthy credit history and credit score to begin with, it's likely that any hard inquiry on your credit report would do very little damage to your score, or even none at all. bae). The CFPB updates this information periodically. The search algorithm handles phrases and strings of words quite well, so for example if you want words that are related to lol and rofl you can type in lol rofl and it should give you a pile of related slang terms. If you find any errors, get them corrected as soon as possible. If you see a hard inquiry listed on your credit report it is because you have applied for credit in the last two years. Note: the 45-day rule applies only to credit checks from mortgage lenders or brokers' credit card and other inquiries are processed separately. This is because your personal credit is usually reviewed by the issuer even when applying for a small business credit card, such as theCapital One Spark Classic for Business. There may be other resources that also serve your needs. "There are certain instances, such as applying for a car loan or a mortgage, that only count as one inquiry for scoring purposes as long as they occur within a certain window of time, typically 14 to 45 days," Shon Anderson, a certified financial planner and president at Anderson Financial Strategies, tellsCNBC Select. "The reason is they know you are probably shopping around for the best terms, and you are probably not going to get three or four car loans or mortgages all at once.". Below, CNBC Select rounded up some general guidelines to keep track of your hard inquiries: If you spot a hard inquiry on your credit report, don't sweat it too much. And it's not just credit card applications and loans that pull your credit report, resulting in a hard inquiry. You can do so for free with most card issuers, using apps such as Discover's Credit Scorecard and, Before applying for a credit card, shop around with. Aw~x)L3pEl@)H0) dY d8KEBYzzjay|5~Vd1JYH320(iAftMc`zQ` ?1k Delivered to your inbox! Only apply for credit cards you would actually benefit from using. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. There's a difference, however, between applying for multiple credit cards in a short amount of time and shopping around for the best mortgage rate in a short amount of time. It's OK to have inquiries periodically it indicates you are trying to build credit but you just don't want too many hard inquiries on your credit report in a short amount of time. Within a 45-day window, multiple credit checks from mortgage lenders are recorded on your credit report as a single inquiry. 431), CREATIVE SCHOOL PLANS COULD COUNTER INEQUITIES EXPOSED BY COVID-19, THE CEO STRIVING TO MAKE VINTAGE, SECONDHAND CLOTHING AS POPULAR AS FAST FASHION, THE LOAN COMPANY THAT SUED THOUSANDS OF LOW-INCOME LATINOS DURING THE PANDEMIC. That project is closer to a thesaurus in the sense that it returns synonyms for a word (or short phrase) query, but it also returns many broadly related words that aren't included in thesauri. Below, CNBC Selectbreaks down what a hard inquiry is and what you need to know when you see one on your credit report. If you are applying for a mortgage and haven't already checked your credit report for errors, do so now. How to use a word that (literally) drives some pe Editor Emily Brewster clarifies the difference. The, Figure 11.10 Setting up item category relevancy for a, Federal law does not require you to accept an applicant's copythat is, you may When you apply for a mortgage, student or auto loan, a hard inquiry will be noted on your credit report. Don't apply for several credit cards within a short timeframe. Clients who check their own credit once a year are better equipped to quickly deal with bureau inaccuracies, says one broker who lends a Jennifer Lawrence apartment-hunting in Tribeca for herself, Chris , How to Master Your Facebook Privacy Settings, When It Comes to Protecting Your Data, Some States Just Don't Get It.
All rights reserved. acclaim, acknowledgment, approval, Brownie points, commendation, fame, glory, honour, kudos, merit, praise, recognition, thanks, tribute, esteem, estimation, good name, influence, position, prestige, regard, reputation, repute, standing, status, belief, confidence, credence, faith, reliance, trust, feather in one's cap, honour, source of satisfaction or pride, by deferred payment, by instalments, on account, on hire-purchase, on (the) H.P., on the slate, accredit, ascribe to, assign to, attribute to, chalk up to, depend on, fall for, have faith in, rely on, swallow, English Collins Dictionary - English synonyms & Thesaurus, Collaborative Dictionary English Thesaurus. Read more about Select on, The year is half over be sure to hit these financial milestones before the end of 2022, American Express updates the Blue Cash Everyday Card: More cash back at gas stations and other perks, Over half of federal student loan borrowers owe less than $20K heres where everyone else stands. Please note that Reverse Dictionary uses third party scripts (such as Google Analytics and advertisements) which use cookies. (Entry 2 of 2). Usually requested by an individual for new employment, citizenship applications, name changes, etc. Issues around one wage, getting rid of the tip, The first company Team8 Fintech is building will provide an engine to evaluate, Paycheck Protection Program funds are gone, and for most businesses, revenue hasnt nearly recovered but they have neither access to unlimited, They often cite the trillions in fiscal spending and super-loose monetary policy that have deluged the economy with cheap, Those fellows will receive service or field study, After all, here was a babe equipped to face the exigencies of a censorious world; in looks and apparel a, TOM COLICCHIO HOPES (AND FEARS) COVID-19 WILL CHANGE THE RESTAURANT INDUSTRY, SHE WAS ONE OF THE WORLDS FEW FEMALE BANK CEOS. The engine has indexed several million definitions so far, and at this stage it's starting to give consistently good results (though it may return weird results sometimes). They say "most" people because not everyone has the same credit history. 2022. Before you dismiss the two-word phrase, you should know that it actually has implications for your credit score.
Inspirit Your Week With The Word Of The Day Quiz! This is simply due to the way the search algorithm works. We can see an example of this in Figure 10.1(a). It is not legal advice or regulatory guidance. The healthier credit history you have, the less risk you demonstrate, and the greater the likelihood you'll qualify for that new credit card or loan. Note that this thesaurus is not in any way affiliated with Urban Dictionary. Inquiries are a necessary part of applying for a mortgage, so you can't avoid them altogether. Although the words credence and credit have much in common, credence suggests intellectual assent without implying anything about grounds for assent. Copy the code below and paste it where you want the visualization of this word to be shown on your page: Dictionary, Encyclopedia and Thesaurus - The Free Dictionary, the webmaster's page for free fun content, Thousands of people hit by bank IT failures have errors on their credit reports; Just one small error is enough to get you rejected on a phone bill, loan or even a mortgage application, This winter, your credit should freeze too, Al Etihad Credit Bureau goes digital with mobile app, EDVA: Dish Network's credit inquiry could be FCRA violation, Your credit history lesson; THE MONEY DOCTOR WITH FERGUS MUIRHEAD PSFinancial worries or just looking for better value for money? Eg. 322 0 obj <>/Filter/FlateDecode/ID[<683C371B0B63414684F4FC921CE71CB6>]/Index[297 49]/Info 296 0 R/Length 119/Prev 216077/Root 298 0 R/Size 346/Type/XRef/W[1 3 1]>>stream gave full credit to the statement of a reputable witness. Special thanks to the contributors of the open-source code that was used in this project: Elastic Search, @HubSpot, WordNet, and @mongodb. You can shop around and get multiple preapprovals and official Loan Estimates. We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Test your vocabulary with our 10-question quiz! The words faith and credit can be used in similar contexts, but faith almost always implies certitude even where there is no evidence or proof. The definition of credit check in the dictionary is a check performed by a company selling goods on credit to establish if a potential customer is creditworthyto run a credit check on sb. You might also have noticed that many of the synonyms or related slang words are racist/sexist/offensive/downright appalling - that's mostly thanks to the lovely community over at Urban Dictionary (not affiliated with Urban Thesaurus). Although hard inquiries remain on your credit report for two years, FICO only considers inquiries from the last 12 months when calculating your credit score. According to FICO, one credit inquiry on most people's credit reports will take less than five points off of their FICO score. Learn a new word every day. my belief that I had caught all the errors. Hard inquiries tend to have a greater impact on the credit scores of people with a short credit history or few credit accounts. 0 345 0 obj <>stream As you've probably noticed, the slang synonyms for "term" are listed above. You can get a free copy of your credit report at www.annualcreditreport.com . And if your credit score does get dinged from it, it's OK. As a general rule, apply for credit only when you need it. To learn more, see the privacy policy. characters. verification conducted by police to find out if a person has a criminal record or not. Synonyms & Antonyms of credit Urban Thesaurus finds slang words that are related to your search query. NOW SHES FOUNDING A FINTECH VENTURE GROUP, THE BIG CORPORATE RESCUE AND THE AMERICA THATS TOO SMALL TO SAVE, HOW WE CAN SAVE SMALL BUSINESS FROM CORONAVIRUS-INDUCED EXTINCTION, GLOBAL MARKETS DIP AS INVESTORS AGAIN SOUR ON TECH STOCKS, WHY CANT SCHOOLS GET WHAT THE N.F.L. (You don't want to rack up hard inquiries on cards you don't need. In case you didn't notice, you can click on words in the search results and you'll be presented with the definition of that word (if available). A hard inquiry will also end up on your personal credit report when youopen a business credit card. Finally, you might like to check out the growing collection of curated slang words for different topics over at Slangpedia. The code for attribution links is required. For example, if you type something like "longing for a time in the past", then the engine will return "nostalgia". https://www.freethesaurus.com/Credit+reports. Special thanks to the contributors of the open-source code that was used in this project: @krisk, @HubSpot, and @mongodb. .css-1w804bk{font-size:16px;}See how your sentence looks with different synonyms. I made this tool after working on Related Words which is a very similar tool, except it uses a bunch of algorithms and multiple databases to find similar words to a search query. The official Urban Dictionary API is used to show the hover-definitions.
The higher the terms are in the list, the more likely that they're relevant to the word or phrase that you searched for. For those interested, I also developed Describing Words which helps you find adjectives and interesting descriptors for things (e.g. ), Make sure you check your credit score beforehand (this is considered a soft inquiry and won't harm your score). It's there because your credit was pulled by an issuer or lender when you applied for a credit card or loan. But it pays to be smart about them. Hopefully the related words and synonyms for "term" are a little tamer than average. According to FICO, "Statistically, people with six inquiries or more on their credit reports can be up to eight times more likely to declare bankruptcy than people with no inquiries on their reports.". If not, you might want to check out Related Words - another project of mine which uses a different technique (not though that it works best with single words, not phrases). Consumer champion Fergus Muirhead can helpFollowing these tips could increase yourchances of securing a mortgage or loan, What Credit Reports No Longer Tell You: Changes to the National Consumer Assistance Plan necessitate housing professionals looking elsewhere for credit data, Consumer Protection: Why the Fair Credit Reporting Act matters to your company, What you need to know about your credit report, Credit Data Solutions to Acquire California Mortgage Credit Reseller, Local Law Firm to Offer No-Cost Legal Representation Nationwide to 40 Million Americans Victimized by Credit Reporting Errors, Credit Reference Association of Australia, Credit Scoring and Risk Strategy Association. Even if a lender needs to check your credit after the 45-day window is over, shopping around is usually still worth it.
It's important to establish a credit history, just make sure you don't raise a red flag to issuers by applying for many credit cards all at once and racking up a bunch of hard inquiries.
It can bounce back in a few months if you use your card responsibly. This information may include links or references to third-party resources or content. The way Reverse Dictionary works is pretty simple. Applying for a credit card, car loan, or other type of loan also results in an inquiry that can lower your score, so try to avoid applying for these other types of credit right before getting a mortgage or during the mortgage process. hbbd```b``6+@$Sdf` u.]f3I0"u&XDM@d 6!j;e`@C9#^#30>{
` x
297 0 obj
<>
endobj
As you've probably noticed, words for "term" are listed above. The newly launched mobile application makes it easy for individuals to access to, A plaintiff who said he contacted Dish merely to comparison shop for TV plans sufficiently alleged a consumer-protection claim against the company, arising from an inquiry that appeared on his, This week we're going to look at what you can do if you don't like the information that appears in your, All civil action and tax lien data have been removed from, This requirement is intended to give the person an opportunity to notify the employer if the, When you, say, want a new credit card or a home loan, the bank has to first verify whether you have paid your bills on time in the past, and so it asks those agencies for a, I believe it's worth mentioning as well here that far too few Americans are taking advantage of the fact that they can check their, Credit Data Solutions said that the acquisition of this credit reseller offering mortgage, business and consumer, According to a recent report by Consumer Union, about one in five, or an estimated 40 million consumers, had an error on one of their, The UAE's Al Etihad Credit Bureau provides. We do not endorse the third-party or guarantee the accuracy of this third-party information. All content on this website, including dictionary, thesaurus, literature, geography, and other reference data is for informational purposes only. 'All Intensive Purposes' or 'All Intents and Purposes'. HAS? Accessed 21 Jul. The impact of an additional inquiry is small, while shopping around for the best deal can save you a lot of money in the long run.
The definitions are sourced from the famous and open-source WordNet database, so a huge thanks to the many contributors for creating such an awesome free resource. There is still lots of work to be done to get this slang thesaurus to give consistently good results, but I think it's at the stage where it could be useful to people, which is why I released it. Subscribe to America's largest dictionary and get thousands more definitions and advanced searchad free! Note that due to the nature of the algorithm, some results returned by your query may only be concepts, ideas or words that are related to "term" (perhaps tenuously). This information should not be considered complete, up to date, and is not intended to be used in place of a visit, consultation, or advice of a legal, medical, or any other professional. Some common synonyms of credit are belief, credence, and faith. Or you might try boyfriend or girlfriend to get words that can mean either one of these (e.g. Compared to a soft inquiry (or "soft pull") which doesn't pull your credit report a hard inquiry can actually ding your credit score a few points, regardless if you end up being approved or denied for the credit card or loan. When you check your own credit whether you're getting a credit report or a credit scoreit's handled differently by the credit reporting agencies and does not affect your credit score. For example, if you see a hard inquiry listed on your credit report but it was from over a year ago, it wouldn't influence your credit score or deduct any points from it. We've built tools to help you understand the mortgage process and compare options.Visit our "Buying a House" guide. This reverse dictionary allows you to search for words by their definition. Credit. Merriam-Webster.com Thesaurus, Merriam-Webster, https://www.merriam-webster.com/thesaurus/credit. So this project, Reverse Dictionary, is meant to go hand-in-hand with Related Words to act as a word-finding and brainstorming toolset. It acts a lot like a thesaurus except that it allows you to search with a definition, rather than a single word. While all these words mean "assent to the truth of something offered for acceptance," credit may imply assent on grounds other than direct proof. 2022 Reverso-Softissimo. When you apply for a credit card or any other type of loan (a mortgage, auto loan), you give the issuer or lender permission to check your credit report to assess your "creditworthiness." The use of this website means that you accept the confidentiality regulations and the conditions of service. require applicants to pay a. Marcia Stewart, Ralph Warner, Janet Portman. The Urban Thesaurus was created by indexing millions of different slang terms which are defined on sites like Urban Dictionary. :y5 ", Inquiries tell other creditors that you are thinking of taking on new debt. The impact on your credit is the same no matter how many lenders you consult, as long as the last credit check is within 45 days of the first credit check. Nglish: Translation of credit for Spanish Speakers, Britannica English: Translation of credit for Arabic Speakers, Britannica.com: Encyclopedia article about credit. Finally, landlords cannot charge any screening or, What happens when it is complete? Bikini, bourbon, and badminton were places first. A daily challenge for crossword fanatics. Urban Thesaurus crawls the web and collects millions of different slang terms, many of which come from UD and turn out to be really terrible and insensitive (this is the nature of urban slang, I suppose). Please also note that due to the nature of the internet (and especially UD), there will often be many terrible and offensive terms in the results. How does it rejoin the process you are The content on this page provides general consumer information. Sign up for the latest financial tips and information right to your inbox. The meanings of belief and credit largely overlap; however, belief may or may not imply certitude in the believer. These indexes are then used to find usage correlations between slang terms. Lenders may also look at your credit if youask for acredit limit increase. Please be patient! But they play a big part when it comes to credit card issuers and lenders assessing your potential risk. :). But don't let that prevent you from applying for credit. (EP. In essence, your potential lender is looking to see how likely you are to pay back the money you borrowed. This is because other creditors realize that you are only going to buy one home. If you have a healthy credit history and credit score to begin with, it's likely that any hard inquiry on your credit report would do very little damage to your score, or even none at all. bae). The CFPB updates this information periodically. The search algorithm handles phrases and strings of words quite well, so for example if you want words that are related to lol and rofl you can type in lol rofl and it should give you a pile of related slang terms. If you find any errors, get them corrected as soon as possible. If you see a hard inquiry listed on your credit report it is because you have applied for credit in the last two years. Note: the 45-day rule applies only to credit checks from mortgage lenders or brokers' credit card and other inquiries are processed separately. This is because your personal credit is usually reviewed by the issuer even when applying for a small business credit card, such as theCapital One Spark Classic for Business. There may be other resources that also serve your needs. "There are certain instances, such as applying for a car loan or a mortgage, that only count as one inquiry for scoring purposes as long as they occur within a certain window of time, typically 14 to 45 days," Shon Anderson, a certified financial planner and president at Anderson Financial Strategies, tellsCNBC Select. "The reason is they know you are probably shopping around for the best terms, and you are probably not going to get three or four car loans or mortgages all at once.". Below, CNBC Select rounded up some general guidelines to keep track of your hard inquiries: If you spot a hard inquiry on your credit report, don't sweat it too much. And it's not just credit card applications and loans that pull your credit report, resulting in a hard inquiry. You can do so for free with most card issuers, using apps such as Discover's Credit Scorecard and, Before applying for a credit card, shop around with. Aw~x)L3pEl@)H0) dY d8KEBYzzjay|5~Vd1JYH320(iAftMc`zQ` ?1k Delivered to your inbox! Only apply for credit cards you would actually benefit from using. We earn a commission from affiliate partners on many offers, but not all offers on Select are from affiliate partners. There's a difference, however, between applying for multiple credit cards in a short amount of time and shopping around for the best mortgage rate in a short amount of time. It's OK to have inquiries periodically it indicates you are trying to build credit but you just don't want too many hard inquiries on your credit report in a short amount of time. Within a 45-day window, multiple credit checks from mortgage lenders are recorded on your credit report as a single inquiry. 431), CREATIVE SCHOOL PLANS COULD COUNTER INEQUITIES EXPOSED BY COVID-19, THE CEO STRIVING TO MAKE VINTAGE, SECONDHAND CLOTHING AS POPULAR AS FAST FASHION, THE LOAN COMPANY THAT SUED THOUSANDS OF LOW-INCOME LATINOS DURING THE PANDEMIC. That project is closer to a thesaurus in the sense that it returns synonyms for a word (or short phrase) query, but it also returns many broadly related words that aren't included in thesauri. Below, CNBC Selectbreaks down what a hard inquiry is and what you need to know when you see one on your credit report. If you are applying for a mortgage and haven't already checked your credit report for errors, do so now. How to use a word that (literally) drives some pe Editor Emily Brewster clarifies the difference. The, Figure 11.10 Setting up item category relevancy for a, Federal law does not require you to accept an applicant's copythat is, you may When you apply for a mortgage, student or auto loan, a hard inquiry will be noted on your credit report. Don't apply for several credit cards within a short timeframe. Clients who check their own credit once a year are better equipped to quickly deal with bureau inaccuracies, says one broker who lends a Jennifer Lawrence apartment-hunting in Tribeca for herself, Chris , How to Master Your Facebook Privacy Settings, When It Comes to Protecting Your Data, Some States Just Don't Get It.
All rights reserved. acclaim, acknowledgment, approval, Brownie points, commendation, fame, glory, honour, kudos, merit, praise, recognition, thanks, tribute, esteem, estimation, good name, influence, position, prestige, regard, reputation, repute, standing, status, belief, confidence, credence, faith, reliance, trust, feather in one's cap, honour, source of satisfaction or pride, by deferred payment, by instalments, on account, on hire-purchase, on (the) H.P., on the slate, accredit, ascribe to, assign to, attribute to, chalk up to, depend on, fall for, have faith in, rely on, swallow, English Collins Dictionary - English synonyms & Thesaurus, Collaborative Dictionary English Thesaurus. Read more about Select on, The year is half over be sure to hit these financial milestones before the end of 2022, American Express updates the Blue Cash Everyday Card: More cash back at gas stations and other perks, Over half of federal student loan borrowers owe less than $20K heres where everyone else stands. Please note that Reverse Dictionary uses third party scripts (such as Google Analytics and advertisements) which use cookies. (Entry 2 of 2). Usually requested by an individual for new employment, citizenship applications, name changes, etc. Issues around one wage, getting rid of the tip, The first company Team8 Fintech is building will provide an engine to evaluate, Paycheck Protection Program funds are gone, and for most businesses, revenue hasnt nearly recovered but they have neither access to unlimited, They often cite the trillions in fiscal spending and super-loose monetary policy that have deluged the economy with cheap, Those fellows will receive service or field study, After all, here was a babe equipped to face the exigencies of a censorious world; in looks and apparel a, TOM COLICCHIO HOPES (AND FEARS) COVID-19 WILL CHANGE THE RESTAURANT INDUSTRY, SHE WAS ONE OF THE WORLDS FEW FEMALE BANK CEOS. The engine has indexed several million definitions so far, and at this stage it's starting to give consistently good results (though it may return weird results sometimes). They say "most" people because not everyone has the same credit history. 2022. Before you dismiss the two-word phrase, you should know that it actually has implications for your credit score.
Inspirit Your Week With The Word Of The Day Quiz! This is simply due to the way the search algorithm works. We can see an example of this in Figure 10.1(a). It is not legal advice or regulatory guidance. The healthier credit history you have, the less risk you demonstrate, and the greater the likelihood you'll qualify for that new credit card or loan. Note that this thesaurus is not in any way affiliated with Urban Dictionary. Inquiries are a necessary part of applying for a mortgage, so you can't avoid them altogether. Although the words credence and credit have much in common, credence suggests intellectual assent without implying anything about grounds for assent. Copy the code below and paste it where you want the visualization of this word to be shown on your page: Dictionary, Encyclopedia and Thesaurus - The Free Dictionary, the webmaster's page for free fun content, Thousands of people hit by bank IT failures have errors on their credit reports; Just one small error is enough to get you rejected on a phone bill, loan or even a mortgage application, This winter, your credit should freeze too, Al Etihad Credit Bureau goes digital with mobile app, EDVA: Dish Network's credit inquiry could be FCRA violation, Your credit history lesson; THE MONEY DOCTOR WITH FERGUS MUIRHEAD PSFinancial worries or just looking for better value for money? Eg. 322 0 obj <>/Filter/FlateDecode/ID[<683C371B0B63414684F4FC921CE71CB6>]/Index[297 49]/Info 296 0 R/Length 119/Prev 216077/Root 298 0 R/Size 346/Type/XRef/W[1 3 1]>>stream gave full credit to the statement of a reputable witness. Special thanks to the contributors of the open-source code that was used in this project: Elastic Search, @HubSpot, WordNet, and @mongodb. You can shop around and get multiple preapprovals and official Loan Estimates. We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly. Test your vocabulary with our 10-question quiz! The words faith and credit can be used in similar contexts, but faith almost always implies certitude even where there is no evidence or proof. The definition of credit check in the dictionary is a check performed by a company selling goods on credit to establish if a potential customer is creditworthyto run a credit check on sb. You might also have noticed that many of the synonyms or related slang words are racist/sexist/offensive/downright appalling - that's mostly thanks to the lovely community over at Urban Dictionary (not affiliated with Urban Thesaurus). Although hard inquiries remain on your credit report for two years, FICO only considers inquiries from the last 12 months when calculating your credit score. According to FICO, one credit inquiry on most people's credit reports will take less than five points off of their FICO score. Learn a new word every day. my belief that I had caught all the errors. Hard inquiries tend to have a greater impact on the credit scores of people with a short credit history or few credit accounts. 0 345 0 obj <>stream As you've probably noticed, the slang synonyms for "term" are listed above. You can get a free copy of your credit report at www.annualcreditreport.com . And if your credit score does get dinged from it, it's OK. As a general rule, apply for credit only when you need it. To learn more, see the privacy policy. characters. verification conducted by police to find out if a person has a criminal record or not. Synonyms & Antonyms of credit Urban Thesaurus finds slang words that are related to your search query. NOW SHES FOUNDING A FINTECH VENTURE GROUP, THE BIG CORPORATE RESCUE AND THE AMERICA THATS TOO SMALL TO SAVE, HOW WE CAN SAVE SMALL BUSINESS FROM CORONAVIRUS-INDUCED EXTINCTION, GLOBAL MARKETS DIP AS INVESTORS AGAIN SOUR ON TECH STOCKS, WHY CANT SCHOOLS GET WHAT THE N.F.L. (You don't want to rack up hard inquiries on cards you don't need. In case you didn't notice, you can click on words in the search results and you'll be presented with the definition of that word (if available). A hard inquiry will also end up on your personal credit report when youopen a business credit card. Finally, you might like to check out the growing collection of curated slang words for different topics over at Slangpedia. The code for attribution links is required. For example, if you type something like "longing for a time in the past", then the engine will return "nostalgia". https://www.freethesaurus.com/Credit+reports. Special thanks to the contributors of the open-source code that was used in this project: @krisk, @HubSpot, and @mongodb. .css-1w804bk{font-size:16px;}See how your sentence looks with different synonyms. I made this tool after working on Related Words which is a very similar tool, except it uses a bunch of algorithms and multiple databases to find similar words to a search query. The official Urban Dictionary API is used to show the hover-definitions.
The higher the terms are in the list, the more likely that they're relevant to the word or phrase that you searched for. For those interested, I also developed Describing Words which helps you find adjectives and interesting descriptors for things (e.g. ), Make sure you check your credit score beforehand (this is considered a soft inquiry and won't harm your score). It's there because your credit was pulled by an issuer or lender when you applied for a credit card or loan. But it pays to be smart about them. Hopefully the related words and synonyms for "term" are a little tamer than average. According to FICO, "Statistically, people with six inquiries or more on their credit reports can be up to eight times more likely to declare bankruptcy than people with no inquiries on their reports.". If not, you might want to check out Related Words - another project of mine which uses a different technique (not though that it works best with single words, not phrases). Consumer champion Fergus Muirhead can helpFollowing these tips could increase yourchances of securing a mortgage or loan, What Credit Reports No Longer Tell You: Changes to the National Consumer Assistance Plan necessitate housing professionals looking elsewhere for credit data, Consumer Protection: Why the Fair Credit Reporting Act matters to your company, What you need to know about your credit report, Credit Data Solutions to Acquire California Mortgage Credit Reseller, Local Law Firm to Offer No-Cost Legal Representation Nationwide to 40 Million Americans Victimized by Credit Reporting Errors, Credit Reference Association of Australia, Credit Scoring and Risk Strategy Association. Even if a lender needs to check your credit after the 45-day window is over, shopping around is usually still worth it.