Home equity assumptions (discount information plus disclosures and additional assumptions) based on a $100,000 line of credit. It tells you how much home you can buy and makes applying for your mortgage easier. Apply for your Mortgage online today. We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that. Select the Home Equity Assumptions link for information about these discounts, important loan disclosures and additional loan assumptions. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. With an adjustable-rate mortgage (ARM), the interest rate may change periodically during the life of the loan. A bank incurs lower costs and deals with fewer risk factors when issuing a 15year mortgage as opposed to a 30year mortgage. Depending on your tier, you may be required to enroll in PayPlan from an eligible Bank of America deposit account at least 10 days prior to loan closing in order to receive the full program benefit. Equal Housing Lender new window. Use the Up and Down arrow keys to adjust the volume. 4. Bank of America, N.A. You will pay this tax annually, semiannually or as part of your monthly mortgage payments (the tax portion of the payment will go into your escrow account). ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5y/6m ARM, 7 years for a 7y/6m ARM and 10 years for a 10y/6m ARM). Please wait a moment while we retrieve our low rates. Find out how much house you can borrow before you start looking. Use the Up and Down arrow keys to adjust the volume. One point equals one percent of the loan amount. At any point, you can save your application for later. The monthly homeowners insurance premium is often included as part of the monthly mortgage payment, with the insurance portion of the payment going into your escrow account. For example, 2 points on a $100,000 mortgage equals $2,000. Also known as mortgage points or discount points. Also known as mortgage points or discount points. Relationship-based ads and online behavioral advertising help us do that.
Narrator: You can review loan options and select features that matter to youranging from lower closing costs to lower monthly payments. Bank of America, N.A. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have.
Tab {index} out of 3. A variety of programs are available, and which one may best apply to your situation depends in part on whether you want to stay in your home or would consider leaving your home.Our site also provides additional support for struggling homeowners in the form of information about homeowner counseling, government-hosted events and ways to avoid scams.Learn more about home loan assistance. This estimate requires some additional assistance. We're unable to display rates at this time. The Bank of America Digital Mortgage Experience puts you in control. Thinking about buying a home? Privately message your name, ZIP code, phone number, inquiry and best time to contact you. If the home needs big repairs you cant see, an inspection helps you negotiate with the current homeowner to have the issues fixed before closing or adjust the price accordingly so you have extra funds to address the repairs once you own the home. I cant find my car keys. My request for home loan assistance was denied. Planning for these expenses carefully can help you avoid one of the most common causes of missed mortgage payments: carrying too much debt. If you have an adjustable-rate loan, your monthly payment may change once every six months (after the initial period) based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index. Tell us about your Bank of America experience. Also, if you opt out of online behavioral advertising, you may still see ads when you log in to your account, for example through Online Banking or MyMerrill.
Bank of America ARMs generally use SOFR as the basis for ARM interest rate adjustments. Keep in mind that you should have an emergency fund on hand to prepare for any unexpected changes in your income (like reduction in your wages) or unexpected expenses (like medical bills). Narrator: At any point, you can save your application for later. Unlike an interest rate, however, it includes other charges or fees (such as mortgage insurance, most closing costs, points and loan origination fees) to reflect the total cost of the loan. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs.
Prequalify now to estimate what you can borrow. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Knowing how much you can afford can help you feel more confident during your home search.Find out todays mortgage rates, Use our affordability calculator tool to see how a new home will fit into your budgetCalculate your potential monthly payment with our mortgage calculator, Be prepared for the upfront costs at closing using our closing cost calculator. An estimate for how much your house is worth. We strive to provide you with information about products and services you might find interesting and useful. Have you seen them? Daughter: I couldnt have done it without you Dad. A home loan with an interest rate that remains the same for the entire term of the loan. Let me grab my coat, well run to the bank and see what they have to offer. This is not a commitment to lend. Why does my lender require homeowners insurance?Homeowners insurance is a contract that protects both you and your lender in case of loss or damage to your property. Like an interest rate, an APR is expressed as a percentage. How do 15 or 30year fixed mortgage rates compare to adjustable rates? Terms and conditions apply. We have a lot, Reduce paperwork and save time every step of the, way. Narrator: When life gets complicated, Bank of America helps keep it simple. Why do I need a home inspection?The home inspection is an added expense that some first-time homebuyers dont expect and might feel safe declining, but professional inspectors often notice things most of us dont. The Bank of America Real Estate Center provides you with easy access to home listings from any computer or mobile device. By submitting this form, you authorize Bank of America to contact you at the telephone number or email provided here, even if youve previously registered on a Do Not Call registry or requested that we not send you marketing information by email. 6. Narrator: Bank of Americas Digital Mortgage makes it simple and easy to apply for your mortgage online and on your time. Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Treasury-Index (T-Bill) or the Secured Overnight Financing Rate (SOFR). By submitting this form, you authorize Bank of America to contact you at the telephone number or email provided here, even if youve previously registered on a Do Not Call registry or requested that we not send you marketing information by email. Property taxes are paid to township or county in which the home is located. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. However, the total amount of interest you pay on a 15year fixed-rate loan will be significantly lower than what youd pay with a 30year fixed-rate mortgage. If you opt out, though, you may still receive generic advertising. We apologize for any inconvenience. With fixedrate mortgages, the interest rate remains the same for the entire term of the loan. View current mortgage rates for fixed-rate and adjustable-rate mortgages and get custom rates, Rates based on a $200,000 loan inZIPcode95464, Mortgage rates valid as of date/time and assume borrower has excellent credit (including a credit score of 740 or higher). Research your utilities. 2022 Bank of America Corporation. Oh great. Manage your debt carefully after your home purchase. 2022 Bank of America Corporation. This is not a commitment to lend. Also, if you opt out of online behavioral advertising, you may still see ads when you log in to your account, for example through Online Banking or MyMerrill. The annual cost of a loan to a borrower. Just log in to Online Banking or use the mobile app. Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. Bank of America First-Time Homebuyer Online Edu-Series, Bank of America Digital Mortgage Experience, prequalify for a Bank of America mortgage, Bank of Americas Community Homeownership Commitment, Learn About the Digital Mortgage Experience, Check Your Application Status/Submit Documents Online. While buying your first home is a big decision, there are also lots of small decisions to make along the way. 2022 Bank of America Corporation. You can even refinance your existing mortgage. Please contact us in order to discuss the specifics of your mortgage needs with one of our home loan specialists. Know how much cash you'll need at closing. Narrator: Bank of Americas Digital Mortgage makes it simple and easy to apply for your mortgage online and on your time. Our experienced lending specialists are ready to help you with your financing needs: Submit your secure application online theres no fee and no obligation, and it only takes about 15 minutes. ET). Member FDIC. Mon-Fri 8 a.m.-10 p.m. ETSat 8 a.m.-6:30 p.m. ETSchedule an appointment, Mon-Fri 8 a.m.-10 p.m. ETSat 8 a.m.-6:30 p.m. {{ percentage rates.product.promoOffer.introRateAmount }}, Special Introductory variable APRVariable APR Disclosures for 6 months, {{ percentage rates.product.currentAPR }}, Variable APRVariable APR Disclosures after the introductory period, (based on rates as of {{ date rates.product.effectiveDate }} and can change). If you opt out, though, you may still receive generic advertising. Make sure you know how much this cost will be and factor it into your monthly home payment budget. Narrator: Youre in control every step of the way.
This rate includes discounts of {{ percentage rates.product.defaultDiscountRate }} for automatic payment and {{ percentage rates.product.udeDiscountRate }} for a $60,000 initial withdrawalVariable APR Disclosures. Our experienced specialists will help you every step of the way and if you decide that predictable monthly payments for a fixed term is best for you, theyll help you with a Fixed-Rate Loan Option. Want that house we better get movin. What is an escrow account?An escrow account may be required by your lender to cover future payments for items such as homeowners insurance and property taxes. Once registered, you'll get access to videos that you can watch on demand, whenever you want wherever you want. Make an appointment to open an account or discuss your financial concerns at your convenience. EqualHousingLender new window. We strive to provide you with information about products and services you might find interesting and useful. The estimated monthly payment includes principal, interest and any required mortgage insurance (for borrowers with less than a 20% down payment). Log in to Online Banking or use the mobile app. Any cellular/mobile telephone number you provide may incur charges from your mobile service provider. You understand that you are not required to consent to receiving autodialed calls/texts as a condition of purchasing any Bank of America products or services. You agree we may use an auto-dialer to reach you. By submitting this form, you authorize Bank of America to contact you at the telephone number or email provided here, even if youve previously registered on a Do Not Call registry or requested that we not send you marketing information by email. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Programs, rates, terms and conditions are subject to change without notice.
Accuracy is not guaranteed and products may not be available for your situation. Narrator: At any point, you can save your application for later. The rate of interest on a loan, expressed as a percentage. Most ARMs have a rate cap that limits the amount of interest rate change allowed during both the adjustment period (the time between interest rate recalculations) and the life of the loan. Bank of Americas Community Homeownership Commitment, Learn About the Digital Mortgage Experience, Check Your Application Status/Submit Documents Online. Credit and collateral are subject to approval. Were here to help you through the process with tools and resources. Narrator: You can review loan options and select features that matter to youranging from lower closing costs to lower monthly payments. Credit and collateral are subject to approval. Select the About ARM rates link for important information, including estimated payments and rate adjustments. The local tax assessors office can provide you with a specific property tax rate. If approved, you can enjoy the convenience of closing at a financial centerfinancial center of your choice. Check Your Application Status/Submit Documents Online, Learn About the Digital Mortgage Experience. If you're moving into a new community, find out about water costs, too. Programs, rates, terms and conditions are subject to change without notice. Can I dispute that decision? from the Home loans assistance programs section. Also, if you opt out of online behavioral advertising, you may still see ads when you log in to your account, for example through Online Banking or MyMerrill. Sometimes your home will need new appliances, landscaping or maybe even a new roof. The loan estimate will tell you what we expect to offer you if you decide to move forward, but does not represent a loan approval.You can also use our Closing Cost Calculator to estimate your total closing expenses for purchasing a home. 2022 Bank of America Corporation. Please contact us in order to discuss the specifics of your loan. ET. All with customized terms that meet your needs. We strive to provide you with information about products and services you might find interesting and useful. Bank of Americas Community Homeownership Commitment, Learn About the Digital Mortgage Experience, Check Your Application Status/Submit Documents Online. These ads are based on your specific account relationships with us. If you have an adjustable-rate loan, your monthly payment may change once every six months (after the initial period) based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index. Narrator: When life gets complicated, Bank of America helps keep it simple. One point equals one percent of the loan amount (for example, 2 points on a $100,000 mortgage would equal $2,000). This is not a commitment to lend. Press enter or escape to exit full-screen mode. Have you seen them? Get information on buying your first home and what to expect from the process.Homebuying tips, With so many different mortgages available, choosing one may seem overwhelming.Understanding your mortgage options, Mon-Fri 8 a.m.-10 p.m. ETSat 8 a.m.-6:30 p.m. ETSchedule an appointment, Mon-Fri 8 a.m.-10 p.m. ETSat 8 a.m.-6:30 p.m. Father: Youre gonna need these. Narrator: Reduce paperwork and save time every step of the way. Advertised rate, points and APR are based on a set of loan assumptions (refer. If you opt out, though, you may still receive generic advertising. Use Bank of America Online Banking to make your regular monthly mortgage payment, make a payment directly to your principal or make a payment to your escrow account. We have a lot, Reduce paperwork and save time every step of the, way. The payment displayed does not include amounts for hazard insurance or property taxes which will result in a higher actual monthly payment. Oh great. These ads are based on your specific account relationships with us. Father: Youre gonna need these. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Father: I cant find my car keys. In order to provide you with the best possible rate estimate, we need some additional information. These ads are based on your specific account relationships with us. Any cellular/mobile telephone number you provide may incur charges from your mobile service provider. All rights reserved. Please contact us in order to discuss the specifics of your mortgage needs with one of our home loan specialists. The estimated monthly payment includes principal, interest and any required mortgage insurance (for borrowers with less than a 20% down payment). If you were denied home loan assistance, such as a request for a loan modification, short sale or deed in lieu, you may be able to dispute the decision.For complete details about disputing a home loan assistance denial, please visit our home loans frequently asked questions page and select My request for home loan assistance was denied. Member FDIC. All rights reserved. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5y/6m ARM, 7 years for a 7y/6m ARM and 10 years for a 10y/6m ARM; the 6m shows that the interest rate is subject to adjustment once every six months thereafter). To learn more please call 800.669.6607 (MonFri 8 a.m.-9 p.m. Daughter: I couldnt have done it without you Dad. Press enter to activate volume control. Advertised rate, points and APR are based on a set of loan assumptions (refer, Important rate and payment information about Today's low mortgage rates, A no-cost, no-obligation prequalification request that takes about 5 minutes, Experienced lending specialists to help you every step of the way, Easily manage the entire process online through Home Loan Navigator, Learn more about 15year and 30year mortgage rates.
Narrator: You can review loan options and select features that matter to youranging from lower closing costs to lower monthly payments. Bank of America, N.A. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have.
Tab {index} out of 3. A variety of programs are available, and which one may best apply to your situation depends in part on whether you want to stay in your home or would consider leaving your home.Our site also provides additional support for struggling homeowners in the form of information about homeowner counseling, government-hosted events and ways to avoid scams.Learn more about home loan assistance. This estimate requires some additional assistance. We're unable to display rates at this time. The Bank of America Digital Mortgage Experience puts you in control. Thinking about buying a home? Privately message your name, ZIP code, phone number, inquiry and best time to contact you. If the home needs big repairs you cant see, an inspection helps you negotiate with the current homeowner to have the issues fixed before closing or adjust the price accordingly so you have extra funds to address the repairs once you own the home. I cant find my car keys. My request for home loan assistance was denied. Planning for these expenses carefully can help you avoid one of the most common causes of missed mortgage payments: carrying too much debt. If you have an adjustable-rate loan, your monthly payment may change once every six months (after the initial period) based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index. Tell us about your Bank of America experience. Also, if you opt out of online behavioral advertising, you may still see ads when you log in to your account, for example through Online Banking or MyMerrill. Bank of America ARMs generally use SOFR as the basis for ARM interest rate adjustments. Keep in mind that you should have an emergency fund on hand to prepare for any unexpected changes in your income (like reduction in your wages) or unexpected expenses (like medical bills). Narrator: At any point, you can save your application for later. Unlike an interest rate, however, it includes other charges or fees (such as mortgage insurance, most closing costs, points and loan origination fees) to reflect the total cost of the loan. To learn more about relationship-based ads, online behavioral advertising and our privacy practices, please review Bank of America Online Privacy Notice and our Online Privacy FAQs.
Prequalify now to estimate what you can borrow. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Knowing how much you can afford can help you feel more confident during your home search.Find out todays mortgage rates, Use our affordability calculator tool to see how a new home will fit into your budgetCalculate your potential monthly payment with our mortgage calculator, Be prepared for the upfront costs at closing using our closing cost calculator. An estimate for how much your house is worth. We strive to provide you with information about products and services you might find interesting and useful. Have you seen them? Daughter: I couldnt have done it without you Dad. A home loan with an interest rate that remains the same for the entire term of the loan. Let me grab my coat, well run to the bank and see what they have to offer. This is not a commitment to lend. Why does my lender require homeowners insurance?Homeowners insurance is a contract that protects both you and your lender in case of loss or damage to your property. Like an interest rate, an APR is expressed as a percentage. How do 15 or 30year fixed mortgage rates compare to adjustable rates? Terms and conditions apply. We have a lot, Reduce paperwork and save time every step of the, way. Narrator: When life gets complicated, Bank of America helps keep it simple. Why do I need a home inspection?The home inspection is an added expense that some first-time homebuyers dont expect and might feel safe declining, but professional inspectors often notice things most of us dont. The Bank of America Real Estate Center provides you with easy access to home listings from any computer or mobile device. By submitting this form, you authorize Bank of America to contact you at the telephone number or email provided here, even if youve previously registered on a Do Not Call registry or requested that we not send you marketing information by email. 6. Narrator: Bank of Americas Digital Mortgage makes it simple and easy to apply for your mortgage online and on your time. Also called a variable-rate mortgage, an adjustable-rate mortgage has an interest rate that may change periodically during the life of the loan in accordance with changes in an index such as the U.S. Treasury-Index (T-Bill) or the Secured Overnight Financing Rate (SOFR). By submitting this form, you authorize Bank of America to contact you at the telephone number or email provided here, even if youve previously registered on a Do Not Call registry or requested that we not send you marketing information by email. Property taxes are paid to township or county in which the home is located. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. However, the total amount of interest you pay on a 15year fixed-rate loan will be significantly lower than what youd pay with a 30year fixed-rate mortgage. If you opt out, though, you may still receive generic advertising. We apologize for any inconvenience. With fixedrate mortgages, the interest rate remains the same for the entire term of the loan. View current mortgage rates for fixed-rate and adjustable-rate mortgages and get custom rates, Rates based on a $200,000 loan inZIPcode95464, Mortgage rates valid as of date/time and assume borrower has excellent credit (including a credit score of 740 or higher). Research your utilities. 2022 Bank of America Corporation. Oh great. Manage your debt carefully after your home purchase. 2022 Bank of America Corporation. This is not a commitment to lend. Also, if you opt out of online behavioral advertising, you may still see ads when you log in to your account, for example through Online Banking or MyMerrill. The annual cost of a loan to a borrower. Just log in to Online Banking or use the mobile app. Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. Bank of America First-Time Homebuyer Online Edu-Series, Bank of America Digital Mortgage Experience, prequalify for a Bank of America mortgage, Bank of Americas Community Homeownership Commitment, Learn About the Digital Mortgage Experience, Check Your Application Status/Submit Documents Online. While buying your first home is a big decision, there are also lots of small decisions to make along the way. 2022 Bank of America Corporation. You can even refinance your existing mortgage. Please contact us in order to discuss the specifics of your mortgage needs with one of our home loan specialists. Know how much cash you'll need at closing. Narrator: Bank of Americas Digital Mortgage makes it simple and easy to apply for your mortgage online and on your time. Our experienced lending specialists are ready to help you with your financing needs: Submit your secure application online theres no fee and no obligation, and it only takes about 15 minutes. ET). Member FDIC. Mon-Fri 8 a.m.-10 p.m. ETSat 8 a.m.-6:30 p.m. ETSchedule an appointment, Mon-Fri 8 a.m.-10 p.m. ETSat 8 a.m.-6:30 p.m. {{ percentage rates.product.promoOffer.introRateAmount }}, Special Introductory variable APRVariable APR Disclosures for 6 months, {{ percentage rates.product.currentAPR }}, Variable APRVariable APR Disclosures after the introductory period, (based on rates as of {{ date rates.product.effectiveDate }} and can change). If you opt out, though, you may still receive generic advertising. Make sure you know how much this cost will be and factor it into your monthly home payment budget. Narrator: Youre in control every step of the way.
This rate includes discounts of {{ percentage rates.product.defaultDiscountRate }} for automatic payment and {{ percentage rates.product.udeDiscountRate }} for a $60,000 initial withdrawalVariable APR Disclosures. Our experienced specialists will help you every step of the way and if you decide that predictable monthly payments for a fixed term is best for you, theyll help you with a Fixed-Rate Loan Option. Want that house we better get movin. What is an escrow account?An escrow account may be required by your lender to cover future payments for items such as homeowners insurance and property taxes. Once registered, you'll get access to videos that you can watch on demand, whenever you want wherever you want. Make an appointment to open an account or discuss your financial concerns at your convenience. EqualHousingLender new window. We strive to provide you with information about products and services you might find interesting and useful. The estimated monthly payment includes principal, interest and any required mortgage insurance (for borrowers with less than a 20% down payment). Log in to Online Banking or use the mobile app. Any cellular/mobile telephone number you provide may incur charges from your mobile service provider. You understand that you are not required to consent to receiving autodialed calls/texts as a condition of purchasing any Bank of America products or services. You agree we may use an auto-dialer to reach you. By submitting this form, you authorize Bank of America to contact you at the telephone number or email provided here, even if youve previously registered on a Do Not Call registry or requested that we not send you marketing information by email. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements. Here's how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. Programs, rates, terms and conditions are subject to change without notice.
Accuracy is not guaranteed and products may not be available for your situation. Narrator: At any point, you can save your application for later. The rate of interest on a loan, expressed as a percentage. Most ARMs have a rate cap that limits the amount of interest rate change allowed during both the adjustment period (the time between interest rate recalculations) and the life of the loan. Bank of Americas Community Homeownership Commitment, Learn About the Digital Mortgage Experience, Check Your Application Status/Submit Documents Online. Credit and collateral are subject to approval. Were here to help you through the process with tools and resources. Narrator: You can review loan options and select features that matter to youranging from lower closing costs to lower monthly payments. Credit and collateral are subject to approval. Select the About ARM rates link for important information, including estimated payments and rate adjustments. The local tax assessors office can provide you with a specific property tax rate. If approved, you can enjoy the convenience of closing at a financial centerfinancial center of your choice. Check Your Application Status/Submit Documents Online, Learn About the Digital Mortgage Experience. If you're moving into a new community, find out about water costs, too. Programs, rates, terms and conditions are subject to change without notice. Can I dispute that decision? from the Home loans assistance programs section. Also, if you opt out of online behavioral advertising, you may still see ads when you log in to your account, for example through Online Banking or MyMerrill. Sometimes your home will need new appliances, landscaping or maybe even a new roof. The loan estimate will tell you what we expect to offer you if you decide to move forward, but does not represent a loan approval.You can also use our Closing Cost Calculator to estimate your total closing expenses for purchasing a home. 2022 Bank of America Corporation. Please contact us in order to discuss the specifics of your loan. ET. All with customized terms that meet your needs. We strive to provide you with information about products and services you might find interesting and useful. Bank of Americas Community Homeownership Commitment, Learn About the Digital Mortgage Experience, Check Your Application Status/Submit Documents Online. These ads are based on your specific account relationships with us. If you have an adjustable-rate loan, your monthly payment may change once every six months (after the initial period) based on any increase or decrease in the Secured Overnight Financing Rate (SOFR) index. Narrator: When life gets complicated, Bank of America helps keep it simple. One point equals one percent of the loan amount (for example, 2 points on a $100,000 mortgage would equal $2,000). This is not a commitment to lend. Press enter or escape to exit full-screen mode. Have you seen them? Get information on buying your first home and what to expect from the process.Homebuying tips, With so many different mortgages available, choosing one may seem overwhelming.Understanding your mortgage options, Mon-Fri 8 a.m.-10 p.m. ETSat 8 a.m.-6:30 p.m. ETSchedule an appointment, Mon-Fri 8 a.m.-10 p.m. ETSat 8 a.m.-6:30 p.m. Father: Youre gonna need these. Narrator: Reduce paperwork and save time every step of the way. Advertised rate, points and APR are based on a set of loan assumptions (refer. If you opt out, though, you may still receive generic advertising. Use Bank of America Online Banking to make your regular monthly mortgage payment, make a payment directly to your principal or make a payment to your escrow account. We have a lot, Reduce paperwork and save time every step of the, way. The payment displayed does not include amounts for hazard insurance or property taxes which will result in a higher actual monthly payment. Oh great. These ads are based on your specific account relationships with us. Father: Youre gonna need these. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that's customized to meet specific interests you may have. Father: I cant find my car keys. In order to provide you with the best possible rate estimate, we need some additional information. These ads are based on your specific account relationships with us. Any cellular/mobile telephone number you provide may incur charges from your mobile service provider. All rights reserved. Please contact us in order to discuss the specifics of your mortgage needs with one of our home loan specialists. The estimated monthly payment includes principal, interest and any required mortgage insurance (for borrowers with less than a 20% down payment). If you were denied home loan assistance, such as a request for a loan modification, short sale or deed in lieu, you may be able to dispute the decision.For complete details about disputing a home loan assistance denial, please visit our home loans frequently asked questions page and select My request for home loan assistance was denied. Member FDIC. All rights reserved. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5y/6m ARM, 7 years for a 7y/6m ARM and 10 years for a 10y/6m ARM; the 6m shows that the interest rate is subject to adjustment once every six months thereafter). To learn more please call 800.669.6607 (MonFri 8 a.m.-9 p.m. Daughter: I couldnt have done it without you Dad. Press enter to activate volume control. Advertised rate, points and APR are based on a set of loan assumptions (refer, Important rate and payment information about Today's low mortgage rates, A no-cost, no-obligation prequalification request that takes about 5 minutes, Experienced lending specialists to help you every step of the way, Easily manage the entire process online through Home Loan Navigator, Learn more about 15year and 30year mortgage rates.