alphaeon credit score approval


Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Alphaeon Credit Card Accounts are issued by Comenity Capital Bank. Interest parties can contact them and receive information. So if you like getting rip off apply for this card. When you register for our products and services, we also collect certain personal information from you for identification purposes, such as your name, address, email address, telephone number, social security number, IP address, and date of birth. The provider claims that was for services rendered. What credit score do I need to be approved for an Alphaeon Credit Card? I would say they should be ashamed of themselves, but profit-minded people in this industry truly have no souls. If you're looking to apply, we recommend at least a 630 credit score. https://www.midlandcreditonline.com/help-center/credit-reporting/. And you wont receive a bill until after you make your first purchase. At WalletHub we try to present a wide array of offers, but our offers do not represent all financial services companies or products. You do not need your card in order to make a purchase. I just paid my account in full and they charged me $66 finance charge. It's simple: we will never steer you in the wrong direction just because a company offers to pay us.

It does not hold Visa or MasterCard benefits. It is a good idea to check your credit reportregularlyto make sure the information it contains is accurate. Your doctor can look up your account at your appointment, with a valid form of government-issued ID. However, you can try to pre-qualify again after 30 days. Do a search on Comenity closing accounts - its a common subject. The waiting time of the phone calls is lesser than other services. Ad Disclosure: Offers originating from paying advertisers are noted as Sponsored at the top of this page. When youre ready, simply tell your doctor you want to use your Alphaeon Credit Card to pay. While Crediful does not feature every company, financial product, or offer available, we are proud that the information, reviews, guides, and other tools found on our site are entirely objective and available to you free of charge. Visit the Account Center to pay onlineor call Customer Care at 1-855-497-8176 (TDD/TTY 1-888-819-1918)to pay by phone. We empower consumers with the opportunity and knowledge to reach their financial dreams in 2020, and beyond! *Not a final credit decision.Credit card offers are subject to credit approval.ALPHAEON Credit Card Accounts are issued by Comenity Capital Bank. Minimum payments are required for each Credit Plan.*. You have a right to dispute any inaccurate information in your credit report. There are multiple variables used to approve applicants. Crediful is committed to helping you make smarter financial decisions by presenting you with the best information possible. Speak with a live credit specialist to see if we can help improve your score. Copyright 2022 Comenity LLC. As we stated above, youll be offered a credit line based upon credit quality. As soon as my card is paid off, never, ever, ever again. Keep in mind, you are responsible for payments on all purchases made by you and by any Authorized Buyer. What should I do? I haven't received my card and my appointment is soon. Learn more. Do you ever wonder what it would be like to smooth out some of the wrinkles on your face? Offer last updated: Jul 7th, 2022 at 05:59 ET. Rejuvenation Treatments With Minimal Downtime. Minimum payments are NOT guaranteed to pay the promotional plan balance within the promotional period. Especially, Comenity is one of the top Retails Store Credit Card providers in the United States. As soon as I signed that application I had a very bad feeling about it and the dentist office. Not all plans are available in all physicians' offices, and additional plans may be offered. Over time, the impact of these applications is less noticeable. Alphaeon Credit Card is related to the following categories: Share your insights and review the Alphaeon Credit Card. The Annual Percentage Rate for purchases is 26.99%. Reclaim your financial freedom and speak with a live credit specialist for your free consultation, right now (we're here 24/7). I contacted call Manatee alcyon by telephone immediately they took all the information kindly and said they would conduct an investigation which could take two months. Here are the most significant factors in determining your score: If you have questions about the factors impacting your credit score, we encourage you to contact the consumer reporting agency listed in this letter. Before choosing any financial product, read the terms and conditions from the financial service provider. If your doctors office submits the application on your behalf, you may add an Authorized Buyer during the application process. Disclaimer: Crediful does its best to maintain accurate and updated information. Who can apply for an Alphaeon Credit Card? You can use the card under the supervision of medical officers. Married WI Residents only: If you are applying for an individual account and your spouse also is a WI resident, combine your and your spouse's financial information. Save my name, email, and website in this browser for the next time I comment. The terms offered to you may be less favorable than the terms offered to consumers who have better credit histories. The status of the application can check in seconds after applying. Find a Doctor. What if there are mistakes in your credit report? No. The account was paid in full, Pure evil, this card operates like the mafia, this is a con artist card, if you do not pay on time they will hit you with all kinds of interest rates, example for you owe 3,000 dollars and miss a payment you will be owing the company 6,000 dollars, again DO NOT, I SAY AGAIN DO NOT GET THIS CARD. Not to mention, the service is active 247. Provided you spend a minimum of $250, youll be offered various promotional financing plans to simplify paying for your purchase. For more information about credit reports and your rights under federal law, visit the Federal Reserve Board's web site at www.federalreserve.gov or the Federal Trade Commission's web site atwww.ftc.gov. Re: Chances of being approved for Alphaeon Credit? Most importantly, the required credit score is greater than 700. Do not get this card! If I dont pre-qualify, should I complete a full application or ask my doctors office to apply on my behalf? Are you thinking about applying for the Alphaeon credit card? ^Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. On purchases of $250 for 6 months and $500 for 12, 18, and 24 months made with your Alphaeon Credit Card. No, you cannot use your Alphaeon Credit Card everywhere. But take a look at the interest rates on those other cards. How do I know how much I have available to spend on my credit card? In addition, keep in mind that actual rates and other information may vary for a number of reasons including the applicant's' creditworthiness and differences between an individual's situation and the criteria/assumptions used to generate the information displayed. What does this mean for you? Please call the Account Protection Team at (800) 888-1726 for assistance. What if I dont have enough available credit on my account to complete my purchase? Our reviews are based on independent research. *Subject to credit approval and availability. Most credit card offers require very good credit. Get your FREE consultation, and see if we can boost your score (before you apply)! Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Minimum interest charge is $2 in any billing period in which interest is due. We used your credit score to set the terms of credit we are offering you. TD Bank Secured Credit Card Will Make You Tons Of Cash. What if my doctor doesnt accept Alphaeon Credit? Red flag when every time you call you get someone with a very heavy Middle Eastern accent you can barely understand what theyre saying! As long as you spend $250 or more, you will be offered various promotional financing plans to make paying for your purchase easier. ~Robert Orben. Before that, make sure to settle all the due amounts. We use this information to verify your identity and obtain credit bureau information. How can you obtain a copy of your credit report? It all starts by applying for an Alphaeon Credit Card. appthe cardholder can make payment after, 1-855-497-8176 (TDD/TTY 1-888-819-1918) are the numbers under customer service of the card. Your credit score is probably the most important factor when considering your credit application. Home Things You Need To Know About Alphaeon Credit Card [Review], Comenity Capital is a financial institute, who issued more the 50 million cards to Americans. How can you add a finance charge to a $0 account over a week after its been paid off?! Star Plastic Surgery What's the interest on $12,000**, minimum payment, time to pay off? Does Opening a Checking Account Affect Your Credit Score? One of the best ways to improve your credit scores is by removing negative items from your credit report. Alphaeon Credit Card is a great Credit Card if you have fair credit (or above). Heres How! Copyright 2022 Credit Glory LLC, 1887 Whitney Mesa Dr Ste 2089, Henderson, NV 89014. Refer My Doctor. Thats peace of mind all the way around. This site is for informational purposes only and does not provide legal advice or financial advice. Credit score preventing you from successfully applying to Alphaeon Credit Card? So contact us today for a free consultation with a surgeon and to talk with someone about Alphaeon financing options that may be available to you. The financial institution did not provide the details. Enter as a dollar amount with no dollar sign or decimal like this: 2000 for $2,000.00. Give yourself that safety net. How Plastic Surgery Through Alphaeon Credit Financing Works. All rights reserved. No. Having too many credit inquiries can lessen your chances of getting approved. Can I pay my Alphaeon Credit Card with a debit card? Excellent for cosmetic surgery when insurance doesnt cover this expenseused this for my Lasik surgery about 2 years ago. Your income information is part of that consideration. We will never ever recommend a product or service that we wouldn't use ourselves.

You can use the card under the supervision of medical officers. Not paying them anymore money and will not use them for financing ever again. Heres What No One Tells You About Gardner White Credit Card, Why Is Everyone Talking About Penfed Credit Card [Review ], Eliminate Your Fears And Doubts About Petal Credit Card [Review], Sun Country Credit Card Has The Answer To Everything [Review]. No balance transfer details are available under Alphaeon Credit Card. Before submitting an application, always verify all terms and conditions with the offering institution. Do you know your Fico scores? (if you are looking for a master card. Call Customer Care at 1-855-497-8176 (TDD/TTY 1-888-819-1918) or visit the Account Center. The credit line is available up to $25,000. Submit your question about Alphaeon Credit Card to our community. Best Credt Card Reviews -apply for a best credit card | creditcardkin.com, Things You Need To Know About Alphaeon Credit Card [Review]. Once you have those, you can first see if you prequalify before filling out an application. Contact your doctors office to discuss promotional financing plan changes. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.

However, our web content may be different than the information you receive from a financial institution or service provider.

Please note, if you do not pre-qualify instantly, you will not be approved if you complete a full application or ask your doctors office apply on your behalf. You may find that the Alphaeon Credit Card offers promotional financing plans with interest rates that are lower. Intended Purchase Amount is the amount you plan to spend on your first purchase with this credit card, if you submit an application and your application is approved.

Finding out if you qualify can be done at the click of a button and wont impact your credit score. You are about to cancel your application. Under federal law, you have the right to obtain a copy of your credit report without charge for 60 days after you receive this notice. As your credit score improves over time through use of the Alphaeon Credit Card, you can always request they increase your credit limit. We do not offer warranties for any products and services linked from this site and do not directly endorse any advertisements shown. Good accounts: $400 credit card limit, 5 months of on time payment - 0 balance.

If you would like to extend your session please choose "Continue Session" or click "End Session" to end your session. Our #1 priority is you, our reader. How can I get a cash advance with my Alphaeon Credit Card? The minimum recommended credit score for this credit card is 630. For example, if you have a high credit score and a long history of on-time payments, your credit is less likely to be impacted than someone who has a low credit score and a history of missed or late payments. Statue of Limitations on Debt - State By State, Everything You Need to Know About Filing for Bankruptcy, How To Rebuild Your Credit After Bankruptcy. This means your application is pending, sometimes due to a credit lock or freeze. Copyright 2001-document.write(new Date().getFullYear()) Fair Isaac Corporation. According toAlphaeon credit card reviews, they have good customer service. My score is 708 right now. Why Is Burkes Outlet Credit Card So Famous ? Yes. Purchase must be made using the ALPHAEON CREDIT Card Account. Absolutely terrible customer service and completely mislead me on my healthcare charges. Is there an application fee or an annual fee? In for months of payments half has gone to finance charge! Getting plastic surgery through Alphaeon Credit Financing provides you satisfaction while looking both in the mirror, and in your wallet. Among the many things we have to deny ourselves during this pandemic, plastic surgery ISNT one of them. Call 1-855-497-8176 (TDD/TTY 1-888-819-1918) to request a credit limit increase or visit the Account Center to request a credit limit increase online. Primarily, they are giving instant replies to the applicants, not like other credit card providers. The status of the application can check in seconds after applying. * If you pre-qualify, simply select continue to complete the full application or ask your doctors office to help you. Minimum interest charge is $2.00 per credit plan. ChexSystems Have You Been Denied a Bank Account? You wont receive a bill until after you make your first purchase. I would not open any account with Comenity - none, zero, zip. Ive been hung up on several times now when asking a manager to pull out a calculator with me & explain how what Im paying monthly in finance charge equals 14.99%! Patient Financing with Board Certified Plastic Surgeons and Dermatologists. However, applications impact peoples credit differently. 1-855-497-8176 (TDD/TTY: 1-888-819-1918). Your lender or insurer may use a different FICO Score than the versions you receive from myFICO, or another type of credit score altogether. Bills are sent on or around the 24th of each month. The easiest way you can pay your Alphaeon Credit Card is either online, or by phone at (855) 497-8176. Arizona Center For Advanced Reconstruction And Aesthetics.

All rights reserved. Agreed. Absolutely. I used this and regret it The provider they use gave me a product that did not do as they said it would do for an extra $150 over the product I wanted for $600. So, when applying for new credit, its essential to know your credit scores and whats on your credit reports. Your guide to everything personal finance. Deferred Interest, Payment Required plan: No Interest if paid in full within 6, 12, 18, or 24 months months. By clicking "Cancel", this form will not be submitted and you will return to https://goalphaeon.com/. On purchases of $1,000 or more for 24, 36, or 48 months, $2500 or more for 60 months made with your Alphaeon Credit Card^^. In order to comply with federal law, and to determine factors such as your credit limit, we consider your ability to meet the payment obligations associated with this account. Plus, if you are approved for an Alphaeon Credit Card and using it to pay your dentist, dermatologist, ophthalmologist, or plastic surgeon, your on-time payments will be reported to the credit bureaus helping to improve your overall score. My card was lost or stolen. To apply you must be at the age of majority in your state or territory, have a valid government-issued photo ID, have a valid government-issued tax identification number (such as a SSN or SIN), and have a street, rural route, or APO/FPO mailing address as you can not use a PO Box mailing address. Chances of being approved for Alphaeon Credit? Milestone Mastercard - Less Than Perfect Credit Considered, Alliant Cashback Visa Signature Credit Card. Am I in ChexSystems? To that end, we are pleased to be able to provide our patients with affordable financing options from a leader in plastic surgery financing, Alphaeon Credit. As soon as they add it up with me & see its lower then what I pay I mysteriously get disconnected! You may also receive a call directly from this team. Please let us know if you notice any differences. Double board-certified plastic surgeon Dr. Randall Craft and his team at the Arizona Center for Advanced Reconstruction and Aesthetics (ACARA) aim to provide world-class care in cosmetic and reconstructive plastic surgery to patients from all across Arizona. All rights reserved. In the scoring system we used, scores can range from 479 to the best possible score, 898. Can't find what you are looking for? How did we use your credit report? Guaranteed Installment Loans for Bad Credit. Excellent Credit, Good Credit, Fair Credit. Im not sure what the interest rate is, Get unlimited free credit scores & reports. The cardholder does not need to waste money on the annual fee. Still, even though plastic surgery is more affordable than ever, you may feel that its out of reach for you. PRIVACY NOTICE: When you visit this website we collect your browsing activities on our site and use that information to analyze and research improvements to the website, and to our products and services. Getting approved for an Alphaeon credit card requires a little planning. One of these is your credit score.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. Also considering legal action against this company. The minimum age limit is 18 years. What if there are mistakes in your credit report? We look forward to serving you personally and we trust that this popular financing option will help you take yourself forward and achieve your beauty and body goals. The card member can only use the card under the advice of a medical officer. I have one baddie, which is Midland Funding, I just can't shake these bastards - this coming October will be my two year mark, I'll be able to pay and they'll remove it since they remove after two years with payment.