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Below, we go over the top perks of the Discover Online Savings account -- as well as what could be improved. A place to discuss credit cards to profit from sign-up offers. Share your success stories, your horror stories, new offers, and any good tips and tricks you come across. Discovers online checking account is one of only a handful of financial service providers that offers a cash back debit card.

Mobile Privacy Statement:https://www.discover.com/privacy-statementMobile Terms of Use:https://www.discover.com/credit-cards/help-center/discover-terms-of-use.html, Discover bank please fix the Discover bank app I cant login I want to be with you guys forever please fix the Discover Bank app I want to stay with you guys forever you have one of the best apps ever on the App Store and I never gonna leave you guys ever and youre one of the best apps ever please fix the Discover Bank app I am begging you please fix the Discover Bank app I cant login it shows an error message call Discover Bank and I did and it works on the website but the app doesnt let me login tells me to call Discover back when I login I already called them and they told me call for another to see if it works tomorrow please fix the Discover Bank app make sure this never happens ever again I love this cover bank ever gonna do maintenance send a text message to your customer so you can know if customers can know when youre doing maintenance or send a notification and the app they are gonna do maintenance that Discover bank maintenance people are going to do maintenance send a notification to all your customers so they can know ahead of time that Discover bank apps gonna do maintenance. Meanwhile, you have immediate access to your funds to pay bills or make purchases. Disorganization is Going to Kill Me Is Anyone Else Turning Lazy with the Miles & Points Hobby?!?

Discover is renowned for its U.S.-based, 24/7 customer service, which has been the focus of several advertising campaigns for the company over the years. We have not reviewed all available products or offers. ATM card: The Discover Online Savings account doesn't provide an ATM or convenience card for withdrawals. This app may share these data types with third parties. I have the 3% miles card and my husband has the category card and we were hoping to switch after the year is up in Dec. Do you know if they will let us get the double miles offer again if we switch to new products?

Press J to jump to the feed. Your Discover Cashback Debit card works with your Discover online checking account. Easy to use, I can manage every aspect of my account from one simple place. Discover has no minimum to earn 1% cash back, making it a better choice if your balance tends to dip below $2,000 regularly. This makes in-person and online banking easy with Bank of America. As long as you are prompted when logging in you can link two credit cards. I've had the Discover Card for a few months now and had installed this app to keep track of purchases, payments, etc. Find out how to use Afterpay and avoid paying any fees or interest. She lives on what's almost a farm in northern Wisconsin with her husband and three dogs. With no fees for virtually anything, an easy-to-use and intuitive app, and easy 1% cash back each time you use your Discover debit card for up to $3,000 per month in purchases, the Discover Cashback Debit card and checking account is a great choice for your primary bank or as a secondary bank. As a traditional, brick-and-mortar bank, Bank of America Member FDIC may be a better choice for those who want an in-person banking solution. It looks like it combined my banking and my credit card. Southwest Schedule Extended, Book Those Early Spring Trips Now! Discover keeps it simple with its fee-free checking account. Today, Discover provides full-fledged online banking, including an online savings account, Certificates of Deposit, IRAs and its fee-free online checking account with a cash back debit card. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. If you lose your debit card, Discover will offer expedited delivery of a new card for free. These offers do not represent all available deposit, investment, loan or credit products. do you still get separate offers in discover deals when you combine accounts? Its easy to call Discover for any reason, including technical support for the online banking services or to report fraud. For more information, see the developers privacy policy. I'm just so in love with this app. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). Four factors were considered in evaluating the Discover Cashback Debit account. With fee-free online banking, a vast network of 60,000 fee-free ATMs across the U.S. and 1% cash back on purchases when you use your Discover Cashback Debit card, its easy to see why Discover is a top-rated online bank. Cardless has a few products which are easy to overlook. Marriott Bonvoy Business Comes So Close To Being Interesting With Refresh But Misses The Mark, Air Tahiti Nui Fare Sale, Round-Trips to Papeete Starting at $698. All balances qualify for the same interest rate. Responses are not provided or commissioned by the bank advertiser. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by Discover Bank. So this post only applies to people who opened multiple cards a while ago.

Maybe someone reputable like Equifax could pull this off?

Bank of America offers the BankAmeriDeals program to earn cash back when you pay with your debit card. So which Cardless welcome offer is the best fit? Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. Same situation for me. Any guidance would be greatly appreciated! Discover Financial Services is an advertising partner of The Ascent, a Motley Fool company. Never miss out! For the past few days, Discover is now prompting everyone to link their logins. She is the founder and owner of GeekTravelGuide.net, a travel, technology, and entertainment website.

Is it all worth it? Then it started me back at the beginning of talking to the virtual assistant, and I lost what little progress I had made talking to the first agent I had before the app closed out on me. Find her on Twitter, @DawnAllcot. Hey, I was able to do this too! The following data may be collected and linked to your identity: The following data may be collected but it is not linked to your identity: Privacy practices may vary, for example, based on the features you use or your age. Copyright 2022 Apple Inc. All rights reserved. No fees: You won't pay for a stop payment order, excessive withdrawal, insufficient funds, or monthly maintenance.

She lives on Long Island, New York, with a veritable menagerie that includes 2 cats, a rambunctious kitten, and three lizards of varying sizes and personalities plus her two kids and husband. The app guides you to better budgeting and saving.

Axos offers your first set of checks for free but does charge a fee for checks on subsequent orders. It also has a mobile and digital banking network that rivals others banks in its league. Discover doesn't have physical branches. I pay all the bills online, but we had our own accounts. You can access your money through any one of 60,000 fee-free ATMs nationwide using your Discover Cashback Debit card. BMO Harris Bank is a great choice for customers who want a straightforward approach to banking, a solid selection of products and a customer-favorite mobile app. Im glad Discover finally fixed this annoyance. Press question mark to learn the rest of the keyboard shortcuts. I thought you were limited to 2 discover cards? If you hadnt posted it, Id never even be expecting it. the email also said it would combine Discover card, bank and personal loan accounts with a single User ID and Password. I wonder why did they separate bank accounts from ccs in the first place. The second account is the one linked to the other login. Please try again later. var js, fjs = d.getElementsByTagName(s)[0]; document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Advertiser Disclosure - Terms of Use - Privacy Policy. This post may contain affiliate links; please read our. Very intuitive in it's layout for finding the info I need. It wasnt clear what would happen if I did or didnt click the Verify button. Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. Checking vs. Savings Account: Which Should You Pick? There is a link my card option in Citis online page. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs. Plus, get an added bonus on every card Link your Discover card to your Amazon and PayPal accounts to make it easier to earn and pay with rewards for eligible purchases at checkout View your FICO Credit Score* for free and learn what it means to lenders*See FICO Credit Score terms at Discover.com/FICO Freeze or unfreeze your account to prevent new purchases, cash advances, and balance transfers Add your card into Apple Pay to use for purchases in-store on eligible devices with iOS 9 Send and receive messages from Discover Customer Service View and edit your account profile Activate a new card or report a current card as lost, stolen or misplaced Use the Travel Notification feature to help ensure uninterrupted use of your card while traveling Sign up to receive alerts about your accountMANAGE YOUR DISCOVER BANK DEPOSIT ACCOUNT AND PERSONAL LOAN ACCOUNT View account balances, summary and transaction history Track account activity and schedule transactions Transfer money Pay bills Deposit checks Find ATMs - Nationwide ATMs available to use your Discover debit card View statements View and send secure messages Make Personal Loan paymentsZelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license. Either way, if you currently have more than one Discover credit card account I suggest linking them to make your life just a bit easier ahead of the busy shopping season! Ive wanted to do this for forever!

If you prefer a brick-and-mortar bank, you may want to consider Bank of America or another larger bank. Axos Banks cash back program offers up to $2,000 per month in cash back, but you must maintain a minimum $1,500 daily balance to earn 1% cash back. Savers can access details for all their Discover accounts, view account activity, electronically deposit checks, and transfer money. However, Im not prompted to link anything nor can I find a link do be able to do so. Editorial Note: This content is not provided or commissioned by the bank advertiser. In my case, I didnt really want to combine the accounts, and the website didnt tell me that would happen; it just automatically showed all my accounts when I logged in, and said something like for security, verify that this is your account. I can understand the convenience of linking Discover accounts but Ive resisted. ProtonMoney, Discover Online Savings Login HolidayHOURS, https://milestomemories.com/link-discover-accounts-same-login/, discover online savings login - Employee Login Portals, Discover Encourages Consumers to Merge Bank and Credit Card Online Logins - Doctor Of Credit, Hacked Hyatt Card Problem, Linking Discover Accounts, A New Product with an 80K Bonus & More! You can manage your Discover credit card and bank accounts conveniently and securely from anywhere, using Discovers Mobile App. American Express is an advertising partner of The Ascent, a Motley Fool company.

If youve decided you like Discovers simple system for earning cash back and youre ready to open your Discover online checking account, its easy to get started and theres no impact on your credit score to apply or open an account. I suppose I cant say 100% either way yet, but you actually access each account separately within the login so each has its own Discover Deals, etc. Yes, the Discover Cashback Debit card pays up to $360 per year in cash back, offering 1% cash back on all debit card purchases up to $3,000 per month. It allows you to transfer funds between accounts for easy ATM and debit transactions. Every day, get fresh ideas on how to save and make money and achieve your financial goals. (function (d, s, n) { Logging into one of my Discover accounts this morning, i was offered the chance to get all my Discover cards under one login.

Move credit limit with your card issuer, and you're done! We're firm believers in the Golden Rule, which is why editorial opinions are ours alone and have not been previously reviewed, approved, or endorsed by included advertisers. They also pay high rates and don't charge monthly maintenance fees. This includes savers who don't keep large ongoing monthly balances. The Discover Online Savings account is a solid pick for anyone interested in earning a high APY while avoiding many common bank fees. I love the free FICO credit score & credit monitoring. Before combining my accounts into one login, I had the $10 Kohls on one account but not the others; after combining the accounts, if I select one card I see the $10 Kohls, select another card I dont see it. APY stands for Annual Percentage Yield, or the amount of money a checking or savings account pays in interest. Checking, savings, Discover it credit card.

so if you have 2 credit cards, 1 login for each, you still cant combine those into 1 login?

Axos Bank also ranked high on GoBankingRates Best Checking Accounts for 2022. Chase Sapphire Preferred Welcome Offer - Learn More! In fact, Bank of America has more than 4,200 retail banking centers around the world and a network of roughly 17,000 ATMs. Notify me of follow-up comments by email. Personally, I have 3 Discover cards (opened a while ago). Copyright 2018 - 2022 The Ascent. We want your money to work harder for you. You can manage your Discover credit card and bank accounts conveniently and securely from anywhere, using Discovers Mobile App. This is so helpful and Im glad this customer irritant is a thing of the past! It says under the questions that I am required to combine them They kept letting me click Id do it later until today- today it looks like if I want online access to my accounts, I have to combine them. All your Discover cards are belong to us.

The rollout of this new functionality must be coming out in waves if others havent yet been prompted to join their accounts. Two standout choices include Axos Bank as an online-only choice and Bank of Americas cash back debit card through the banks BankAmeriDeals program. BY FAR the best credit card I've ever had. However, the credit union has a limited service area across a handful of states.

Opinions, reviews, analyses & recommendations are the authors alone, and have not been reviewed, endorsed or approved by any of these entities. Discover came onto the financial services scene, Early Pay lets you receive your paycheck two days earlier. Understanding my credit portfolio is super duper important to me. Discover takes the no-fee approach to the next level with none of the monthly fees or hidden fees that you might see with other banks. Choose Checking account from the dropdown menu. Get organized and make more informed financial decisions with the PocketGuard personal money management app.

Otherwise, your earnings percentage drops to 0.50% for that month. Ill keep my eyes open for an e-mail or something; perhaps itll come sometime. Absolutely LOVE my Discover account. good to know. When you make a purchase using your Discover Cashback Debit card, you'll earn 1% cashback on that purchase, deposited into your Discover online checking account monthly. Here are your choices for depositing money into your Discover Online Savings account: When you need to withdraw money from your Discover Online Savings account, you have these options: If you transfer funds electronically to other Discover accounts, such as a Discover checking account, you can quickly and easily access cash at any ATM in the bank's network. You know what I'm most excited about though? Choose the deals you want and the money you earn will be deposited into your account when you make a purchase using your Bank of America cash back debit or credit card. An expert at accumulating travel rewards, he founded Miles to Memories to help others achieve their travel goals for pennies on the dollar. This differs from some competing online savings accounts with tiered rates based on account balances. Once you have made your selection click Continue and then enter the code once it comes. Learn more about this card and its features! The developer provided this information and may update it over time. js.className = n; Thats because this card is a cash back debit card, not a credit card. In lieu of paying interest on the balance in your account, Discover offers 1% cash back up to $360 per year for every purchase you make using your debit card. You can open an account over the phone by calling 800-347-7000 or simply visit Discover.com and click the orange button that says Open an Account.. I get a reminder when my bill is due so I don't forget it and encounter a late fee.

No monthly balance requirement: Discover's high-yield savings account is broadly accessible to different account holders. Track bonus deadlines, fee dates & 5/24 status. js.src = "//player.ex.co/player/cdb773ba-c373-4a41-a1b3-fd0acd739cfd"; You can earn up to 10% cash back or more with select Bank of America partners, but you do need to take the time to plan ahead and find the deals. Since then every one has jumped on, but you keep reinventing the game! https://www.reddit.com/r/churning/comments/78f020/daily_discussion_thread_october_24_2017/douojtv/?st=j970xsb3&sh=79e547d0. Best of luck going forward everyone! I clicked it and entered the card number, and now Im not able to login to the other accounts; all the cards are now under one account. }(document, 'script', 'exco-player')); Featured: Capital One Venture - Increased 75K Welcome Offer! Capital One Venture has an increased offer right now. Disclosure: Miles to Memories has partnered with CardRatings for our coverage of credit card products. 3 stars equals Good. You can also add money to your account through an ACH transfer, direct deposit from an employer or through a wire transfer.

That must not be true. How do I put money on my Discover Cashback Debit card? However, there are multiple fees associated with a Bank of America checking account, including a monthly service fee that ranges from $4.95 up to $25 depending on the type of checking account you have. Youll need to download the Discover app to apply for a Cashback Debit account. Absolutely nothing negative to say about Discover. Do I Have To Use A Different User Id For My Savings And Credit Card Discover? Bank of America also charges a $10 overdraft fee and a fee of $2.50 or more for using out-of-network ATMs. Shawn also runs a million dollar reselling business, knows Vegas better than most and loves to spend his time at the 12 Disney parks across the world. Hey thanks for the notice. Thank you for adding a service to the app that does it for you. It also has a competitive APY. Discover had told us we can only have one of their cards at a time.

I'm not a churner at all, but I love this sub. When done click Continue. Opinions expressed here are authors alone, not those of the bank advertiser, and have not been reviewed, approved or otherwise endorsed by the bank advertiser. Citi has always let you link one login with multiple CCs. Our ratings are based on a 5 star scale. I've been with them for over 3 years and I have not ONCE had a bad experience with them. I have a money market, two savings accounts and one credit card with Discover and I was able to merge all of those under one username and password. Theres also no fee if you need to reorder checks, pay bills online or acquire an official bank check. So I'm sure I'll be blown away when another update hits. You may want more spending power with a credit card. Exploring the APY for your Discover Cashback Debit card is a little different. Amazing customer service, amazing perks with their services, and their card has been taken at 99% of the places I frequent. Definitely much better and easier than relying on a paper bill. You can earn up to $360 per year. Citi is a national bank that offers a range of banking products, including six checking accounts with the opportunity for cash bonuses.

It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Additionally, when you are in an account, you can click towards the top to easily switch between them. Finally, you can see both of your accounts together! 1 star equals Poor. Compensation may impact the order of which offers appear on page, but our editorial opinions and ratings are not influenced by compensation. Thankfully that is now a thing of the past. How I have struggled with staying organized in this hobby and why I spent an entire morning updating a spreadsheet that will likely be out of date again soon. In fact, the only fee associated with your Discover online checking account and cash back debit card is a $30 service charge for an outgoing wire transfer from your Discover online account.